<p>Would it be wise to attend a university, such as Ohio State University, if it was a perfect match, but you're not an Ohio resident? It would be very expensive the first couple years, but would go back to roughly 15K (with room and board).</p>
<p>It's not the wisest thing to do unless you really love it and you can pay the cost. I don't know why you think the cost will go down for you. Read the many threads about being considered in state. You can't get credit for that while going to school.</p>
<p>It depends upon your circumstances. If your in-state public flagship university does not offer the program or area of study that interests you, that may be a good reason for you to consider OSU. But you should also consider whether you can afford OOS tuition and what the net cost to you will be after financial aid has been applied. My daughter attends an OOS public university, but she received a terrific merit scholarship from the university that actually made her net cost of attendance less than it would have been for her to attend our in-state public university. That scholarship, in combination was a great program in her area of interest, made the choice easy for her.</p>
<p>Definitely look in to their scholarship offerings first. There are a number of flagship state publics that have great merit aid for OOS students in an attempt to lure them to campus. I personally received a scholarship that covered the difference between in-state and OOS tuition to my school. Also look for the various "student exchange programs" that a number of regions have set up. It may not take care of all the cost, but if you live in the right states, it could be a significant savings.</p>
<p>
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but would go back to roughly 15K (with room and board).
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No, it won't, not if you're assuming that in subsequent years you will be considered an Ohio resident.</p>
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It is the intent of the Ohio Board of Regents in promulgating this rule to exclude from treatment as residents, as that term is applied here, those persons who are present in the State of Ohio primarily for the purpose of receiving the benefit of a state-supported education.
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<p>The same is true in most state systems.</p>
<p>If you want to go to an out-of-state public school, assume that you will pay out-of-state tuition for the full period of attendance.</p>
<p>It really depends on your specific situation. What are your in-state options? What are your private college options? What about Ohio State is attractive to you? Is it specific to Ohio State (the particular area you want to study is particularly strong there) or is it something other schools could give you (such as "it's far enough away from home that I will feel more independent from mom and dad" or "Go Buckeyes! Woo-hoo!")? What are the financial considerations? Is the OOS tuition for all four years a financial hardship for you and/or your family? Is this an OOS public that gives merit aid to OOS students because it is trying to attract them or is it one that gives nothing to OOS students because it gets more OOS applications than it can accept?</p>
<p>These are the sort of questions you need to be asking yourself. My son just finished sophomore year at an OOS public (William & Mary) and it is more than twice as expensive as our in-state option (University of Delaware). However, W&M is a better fit in size, culture, focus, academic intensity for my son. UD is a very good school (and actually has specifically what my son wanted - journalism - whearas W&M only has English), but for my son, it is too big and too close (we only live 10 minutes from campus) and it is where half his high school would be going. W&M is one of those OOS publics that gives nothing to OOS state students because it is in such high demand that it doesn't have to (and with its state support being cut every year and its endowment not so great, it couldn't afford to anyway). It also helped ease the sting of the cost differential that W&M is where my wife and I went for undergrad (and met there) and my sister and brother-in-law (also W&M grads) live in Williamsburg. It was the better choice for him (although UD wouldn't have been a bad choice, either, although it was his 3rd choice/safety) -- he fits in better, has become very involved with the student newspaper, and is getting better grades there than either his mother and father did (and I think his aunt and uncle as well). </p>
<p>My D is a HS junior, and UD is more of an option for her. Although the distance and half her high shool will go there issues are present for her as well, she would fit in better in the UD environment than would have my son (she is much more extroverted) and UD doesn't just have a program she wants it has one of the best. But, right now, she has an OOS public and an OOS private at the top of her list with UD on the list solely as the academic and financial safety. All that may change between now and acceptance time - my son wanted nothing to do with W&M at this same point but it evolved over that year as his top choice.</p>
<p>Anyway, an OOS public may very well be a good option financially if you are comparing it with privates and academically and for personal fit versus your in-state public options. But maybe not. You and your parents have to decide.</p>
<p>Good Luck!</p>
<p>Like noted above, it depends on your other options. It is sometimes the case that OOS tuition is almost as expensive as a private school, especially since some private schools are more generous with financial aid.</p>
<p>Just keep in mind that publics usually won't give good aid to out-of-state students (unless you're like...astronomically above their average, and even then, they still might not).</p>
<p>I don't understand one thing. Even an OOS public will usually cost less than a good private. So what is the problem? Just because it has larger classes and less individual attention?</p>
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I don't understand one thing. Even an OOS public will usually cost less than a good private. So what is the problem? Just because it has larger classes and less individual attention?
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It depends on the school in question. Most out-of-state publics ARE just as expensive as privates. Some are cheaper (Tennessee comes to mind). </p>
<p>Then it's well-known that privates often give better aid. (State schools are funded by state tax payer money - the residents would get mad if scholarships and aid went to OOS students.)</p>
<p>In the Northeast, if you aren't getting need based aid (or if your aid package will be entirely loans and work study), just about every single out of state public school is less than a competitive private school. And even if it's $5,000-10,000 a year cheaper, that's a lot over four years!</p>
<p>The two publics that I can think of off the top of my head that give really good aid to OOS students are UNC and UVA. Catch is, both schools are really hard to get into from OOS, and if you have the stats to get in as OOS student, than you'd probably be competitive for some really good privates (Emory, Rice, Vandy) that give out good aid packages.</p>
<p>
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The two publics that I can think of off the top of my head that give really good aid to OOS students are UNC and UVA. Catch is, both schools are really hard to get into from OOS, and if you have the stats to get in as OOS student, than you'd probably be competitive for some really good privates (Emory, Rice, Vandy) that give out good aid packages.
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</p>
<p>Hmm, what is this based on? What's your source? Something solid to back it up or is it just anecdotal? I'm skeptical because UVa and UNC (Chapel Hill) have pretty strict state-imposed restrictions on their OOS populations so getting in from OOS is quite difficult. They don't really need to give much merit aid to attract high-end out-of-state applicants. They may target the top 1 or 2% who they are trying to win away from the Ivies and the other top-tier privates. Other than those few, I doubt many out-of-staters get much if any merit aid from UVa or UNC.</p>
<p>K9Leader,</p>
<p>UVA gives great financial aid - especially for low-income students. It's called Access</a> UVA. Even if you're out of state, a low-income student would basically attend UVA for free. If you're a middle-class student, your total loans for all 4 years is capped at the cost of attending UVA in-state for 1 year, which is equivalent to $16,000. Any amount of need above that is covered in grants. That goes for out-of-state students as well.</p>
<p>This year, UVA's Financial Aid office won a National</a> Franklin Award for its excellent financial aid programs.</p>
<p>Yes, Globalist, "especially for low-income students" the aid is great.UVa 's financial aid is for the most part need based. My son will come out of UVa next year with about 15,000 in loans , not grants,because he had the misfortune of having parents with an income above the current limit. Places like Harvard are responding more recently to folks like us who have a decent income but need help in paying full freight.</p>
<p>Sevmom, that's what I said. The amount of need-based loans you will receive (as a middle class student) for all 4 years will not go over $16,000. If you have financial need above that, it will be covered in grants. Try to get that deal out-of-state at most other public colleges. Most public schools don't even come close to the amount of financial aid UVa gives both in-state and out-of-state.</p>
<p>Places like Harvard can afford to give better financial aid when it has $30+ billion in endowment. (UVa has $5 billion.)</p>
<p>Harvard can afford to that sevmom. Their endowment is by far bigger than any other university in this country. UVA is a state controlled school, so it's understandable why they can't do more in terms of financial aid. It sounds like they do quite a lot though, better than most public schools.</p>
<p>Globalist:</p>
<p>My comments were regarding merit aid, not need-based aid. However, the post that I was responding to didn't specify need-based or merit. I mis-assumed and was thinking only of merit aid.</p>
<p>We are very happy with UVa. Just want to be sure people understand that are not familiar with the university that merit aid is not likely and help financially for those in the middle is not currently likely either.</p>
<p>Globalist:</p>
<p>It was not clear though, that Sevmom's son is covered by Access UVa (from her comments, I'm thinking not so much) or that his $15K in loans is only $15k because of the cap or whether it is because his parents were able to pay full ticket or almost full ticket but they also took the unsubsidized Stafford loans that everybody is eligible for. My son is at W&M and our EFC is above the COA so he gets nothing other than the unsubsidized loans. The total of unsub loans over four years is around $15K (or maybe a bit more depending on the exact years of attendance). W&M has a similar program -- Gateway William & Mary - for lower income students.</p>
<p>The Access UVa link you included doesn't appear to give any specifics about the income levels, whether there is a limit on the number of students that can be covered in the program, whether there are any other restrictions, perhaps on OOS students - Virginia taxpayers would be concerned if they think too much aid is going to OOS students and they tend to go way beyond concerned when it's their kid who didn't get in or can't afford to go to UVa yet there are OOS students getting significant aid. It sounds like a good program but I doubt that it is as comprehensive as your posts tend to suggest. </p>
<p>The original point of this thread was to ask the question about attending an OOS public versus an in-state or a private. While programs like Access UVa or Gateway W&M address the very real need of opening up access for lower income students, most "middle class" students probably won't be covered. So, for most people who might be interested in this discussion as it is a possibility for them, a lower-income access program probably would not be a factor in their considerations.</p>