Boarding School insurance - is this a thing?

Prep School Admissions Prep School Parents
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Not tuition insurance, but content insurance.
Many college students have dorm insurance to cover theft or damage of property while away from home, but is this a thing for boarding school?

And if so, has anyone on this board purchased it, and needed/claimed on it?

I’m thinking that kiddo’s possessions while at school will be covered under our homeowners’ content insurance (note to self to check before leaving for drop off this weekend!) But our deductible is more than the cost of a new laptop and I’d prefer not to claim on it unless absolutely necessary, so I’m second-guessing myself as to if I need a different policy for the kid.

Kid isn’t taking anything really of value other than a laptop; although I bet some kids might have valuable musical instruments.

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I thought your homeowners content insurance covered items while away at school.

  • Not concerned about the school-issued lap top because that’s covered - but never heard of one gone missing.
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Reminder: not all schools provide every student with a school-issued lap top.

Yes, some of those musical instruments are quite pricey.