Calculating my net price..."Parent/Private/Alternative Loan"?

Paying for College
1

<p>My parents aren't paying, so forget that. What private loan can an 18 year old with no history whatsoever take out? Also, isn't the interest for that massive?</p>

<p>On the net price calculator, "student work" is put on the estimated self help list...I'm confused. I said I'd be willing to work on campus. I'm sorry for asking such a stupid question, but WHEN do you pay for college? I thought a deposit was to be made in May for most schools?</p>

2

<p>You won’t be able to get a private loan without qualified and willing co-signers.</p>

<p>YOU can only borrow the following amounts:</p>

<p>5500 frosh
6500 soph
7500 jr
7500 sr</p>

<p>Did you apply to any affordable safeties?</p>

<p>You make your deposit in the spring, but then you pay the rest before classes start.</p>

3

<p>I just noticed in your previous posts that you’re a junior (thank goodness!).</p>

<p>Your GPA is under a 3.5 and you’re guessing that your SAT will be around 1900. And, your parents won’t pay. Are they low income or what?</p>

<p>You’re in that gray area of having parents that won’t pay and stats that aren’t high enough for HUGE merit at many schools. That means that you need a very carefully planned school list…otherwise you’ll have unaffordable schools.</p>

4

<p>Thanks mom2collegekids.</p>

<p>I found a few affordable safeties, but all still have a few thousand I’m not sure how I’ll pay. I’m now looking at very lowly ranked schools where I can receive a full ride scholarships ex. Southern Illinois University Edwardsville (on the bright side, I’ve always wanted to move back to illinois)</p>

5

<p>@mom2collegekids- Low income…it seems that way now because I wrongly assumed they made A LOT more…I directly asked them what they made, and we’re pretty middle class.
My SAT is probably going to be closer to a 2000, maybe even above that. I’m just getting ready for the worst.</p>

6

<p>It doesn’t look like that full ride is assured. It looks like it’s competitively awarded.</p>

<p>*<a href=“http://www.siue.edu/financialaid/scholarships/institutional.shtml[/url][/I]”>http://www.siue.edu/financialaid/scholarships/institutional.shtml*&lt;/a&gt;&lt;/p&gt;

7

<p>Not assured, but I have a chance. I’m not sure if there’s any semi decent school where I can be 100% sure I’ll get a full ride. If the worst of the worst comes and I can’t afford any school’s, I’ll move out and go to a CC.</p>