<p>Remember that even at the top 100% need, no loans schools, you’ll be required to make about $2500 per year in a “student contribution from summer earnings” and a $2500 per year contribution from work study. If either one of these has to be loans, you’re not really graduating for “debt free”. However, $10,000 indebtedness is absolutely to die for for a school of any caliber, much less incredibly expensive schools.</p>