<p>My daughter in been trying to get into Savannah Tech Phlebotomy program for a while now. I live in MS so am not their to help her and the admin. has been no help at all. She recently passed her acceptance exam but was told she had to take a reading class. Also the program was full but she could get into the CNA program and get some of her classes in so in the summer when the Phlebotomy class was open she would be partly finished. The problem is that she has to pay for everything. There is no grant for CNA. What I need to know is that if we borrow the money to pay for her classes now and she gets a pale grant later for Phlebotomy will she be reimbursed for the classes she already paid for? I am totally lost with athis whole process and any help would be appreciated.</p>
<p>It looks like Savannah Tech’s program is a certificate program for nursing aides. As such, it is not eligible for federal grants or loans. I would not suggest that program if finances are an issue. She would not get reimbursed for previous classes that were not aid-eligible. In addition, I doubt any credits from a certificate program would count toward her phlebotomy degree. She needs to have a sit-down with an academic advisor at the school.</p>
<p>No, any future Pell grant will be to pay for the expenses of the semester the Pell is awarded for, not for previously incurred expenses. Financial aid in general, including loans and grants, is not awarded retroactively for previous expenses even for eligible programs (and it sounds like the CNA certification is not an eligible programs) </p>
<p>The maximum Pell grant for a year (for 0 EFC students) is currently $5550 and is equally divided by the number of periods in the normal school year (2 for semester basis schools, 3 for quarter basis schools). So a 0 EFC student in a Pell eligible program can get a maximum in a semester of $2775 Pell for that semester.</p>
<p>So I want to make sure I am understanding correctly. The grant does not pay x amount of dollars for Phlebotomy program. It only pays for the individual classes. Also she is trying to get ahead since she can’t get into the actual program right now. Instead of the actual CNA program. I thought that maybe she could at least get into a couple of classes that is required for Phlebotomy then then in the summer she can get into the program and would not have as many classes left to take.</p>
<p>So your saying that even If she gets a full pell grant but does not owe the full program amount since she has already taken some of the classes then she would not get the amount that is is left over after paying for the classes she needs?</p>
<p>The Pell for the semester is based on the enrollment for that semester. If she is enrolled full time that semester she would get the full Pell she is eligible for for the semester. For a semester school, full time is usually 12 credit hours. The Pell amount is reduced to 3/4 3/4 time, 1/2 for half time. </p>
<p>If she is enrolled full time for that semester and the cost of the full time classes that semester is less than the Pell she is awarded for the semester, she would get a refund for the difference. If the cost is higher, she would obviously owe money. None of it has anything to do with the classes previously taken or a program. It is all to do with the semester she is enrolled in at that time.</p>
<p>For instance, if a student takes 18 credit hours one semester, they can get their full time Pell award. They can’t get more than that, even though they are enrolled for more credit hours. If they take 6 hours the next semester, they would only get half the Pell award because they are only enrolled half time. They wouldn’t get another half to pay for the extra 6 hours they took the previous semester.</p>