Chance and match a current high school sophomore - Are my ECs strong enough for T50 colleges?

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You are a sophomore. It sounds like you have done some terrific things. In terms of your ECs, please don’t exaggerate any of them, and make sure that they are realistic. When I read your list, I wondered how a sophomore could have done all that you had listed.

Your list is fine as long as your family truly can afford the $70,000 a year or so it will cost for you to attend your reach schools. In terms of chances, your reaches are possibly attainable if you keep up your GPA. Even so, many have very low acceptance rates and can’t accept all the well qualified applicants they get. You are fortunate to have excellent instate options in NC.

Are you interested in colleges where you might get merit aid IF your stats support this?

Also, you say your parents will pay all but the student loan? That student loan is $5500 for your freshman year. That’s it. Anything above that amount in loans will be either a parent loan or cosigned by your parents. Will they (need to) do that?

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