You have some interesting ECs and you certainly have a chance at your ED schools, though as for all applicants, the odds are not in your favor. Has your family run the Net Price Calculator to see if the school will provide sufficient aid for you? NYU used to be known as being less generous with its calculations, but I have heard a couple of accounts of that changing recently.
Is this $40k/year or $40k total?
Which state are you a resident of?
As others have mentioned or alluded to upthread, not all schools will meet need and not all schools define need the same way. Some schools are more generous than others, and there are schools that don’t “meet need” that are actually more financially generous than schools that say they do. (You can check this post out for more info.) Has your family run the Net Price Calculators for your EA schools, too?