Chance me for my top 3 (Villanova, Miami (FL), SMU)

<p>OOS (Hawaii)
Filipino
intended major: Finance
Private School (doesn't offer a great selection of AP, most of the classes are IB in fact)
Will be applying for financial aid</p>

<p>GPA: 3.6 (had a bad freshman year due to slacking off, sophomore and junior gpa is around 3.8)</p>

<p>SAT: 1890 (660M, 600CR, 630W) one sitting. may retake again but i think im gonna focus on the ACT</p>

<p>ACT: 28 (retaking in october, will probably get 30+ since im practicing like crazy)</p>

<p>Senior Schedule: Full AP/IB classes, no regular level classes (except for photography which is a graduation requirement)</p>

<p>AP/IB/Honors: Honors Soph. English, Honors Asian Studies, AP/IB English HL (2 year class), AP US History, IB French HL, IB 20th Century History HL, IB ITGS SL, AP Calculus AB, AP Enivornmental Science</p>

<p>AP/IB scores so far: AP US History 5, AP English 3, IB French HL 4 (out of 7)</p>

<p>Very good counselor rec and teachers recs</p>

<p>Very strong essay</p>

<p>Extracurriculars:
JV Basketball 2 years
Varsity Basketball 2 years, captain senior year
JV Waterpolo 1 year
Habitat for Humanity Club 2 years(traveled to PA last summer to participate in a build, 32 hrs+)
Pacific Asian Affairs Council 2 years(participated in WorldQuest competition 2 years, finished 6th in the state last year)
Interact Club 1 year
Started the Business club this year, founder/president
Coaching special needs kids (community service, not a a lot of hours though).</p>

<p>Thanks</p>

<p>and also, if you guys dont mind, which of these 3 schools has the best finance program?</p>