Chances for Elite Business Schools

<p>Posted this before in wrong thread.. First of all I am a Hispanic majoring in finance and marketing and in my Junior year. I transferred from a community college to a better known 4 yr university (not top 100) but tier 1. My GPA upon graduation at the 4 yr state university should be 3.87 ish. My community college GPA for two semesters should be 3.2. The CC GPA brings my overall down to 3.73 ish. which I think is still competitive for the likes of HBS, Wharton.</p>

<p>GMAT> I'm the type of person that if I study properly I don't get below a 95%..+ written and verbal come easy to me. so the minimum I expect to get is a 700 GMAT.</p>

<p>A successful African American that I met had a 3.5 and a 700 GMAT and got into HBS but decided to go to Colombia.. I believe that a 3.7 and a 700 would get me into elite schools.
What do you think? BTW I am aware of good work experience, leadership and extracurricular activities. Have that all covered.</p>

<p>Also, does being a minority help me?</p>

<p>Thanks</p>