Sorry. The Rainbow Warriors also D1 (Hawaii) but Hawaii Hilo is D2.
No matter.
Had your daughter reached out and spoken to coaches ? It can help (in d3) for those schools you applied that are d3.
Not rude at all - I appreciate direct speaking! But wow, I almost wish lack of research was the issue, because then she could take a gap year and fix it. But she looked up so many schools before eliminating them from consideration. So, oddball list of highly specific requirements is the problem, maybe? And then panicking and adding safeties that she doesn’t care about?
But I’m curious, what target schools are you thinking we missed that she should have applied to? Her dealbreakers were nothing too southern, no big party schools, no big cities, and high preference for East Coast and/or a recognizable name.
Absolute ban on West Cost schools (I tried).
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I sent you a DM. Had a kid deferred and waitlisted at Michigan. He got in.
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We’ll you have Tulane and Vandy. Southern, big city, biiiiiig party 
The Cuse….my alma mater. Massive parties
Maybe Connecticut College or Trinity (CT). SUNY Binghamton. William and Mary but it’s pricey. Richmond.
It doesn’t matter. It’s a great question but it doesn’t matter. Your list is your list.
I actually think Arizona could fit it UAH although I’m not sure how good it is for psych. It’s 10k students. Huntsville is in Alabama but it’s the Rocket City. NASA second home…lots of rocket scientists. Not southern but in the south. And yes cheap
Olga you are AWESOME. It’s mainly too late (most not all) and your list is fine and your daughter has affordable and solid choices. Guess what. There’s literally hundreds of schools kids could be happy at. So they get fixated on this or that.
Every year kids transfer out of dream colleges and others end up loving their safety !!
It’s all gonna work out !!
Btw I read several articles on child psych. TCU always comes up !!
Oh wow, my bad. I made the assumption it’s D3 based on their time cutoffs, without actually looking. Anyway, her sprint times are competitive there (assuming this season goes as planned) so she could at the very least walk on and maybe compete.
Re: money. I don’t want to pay more than $50K/yr in cash because that seems silly. I can get a home equity loan at less than 4%, a private short-term loan even lower. Why not do that for the remainder, instead of cash-flowing the full $80K/yr? Inflation and time value of money I’m not sinking into it will erase most of the interest compounding, as long as I pay as I go and pay it off in 5 years and not 20 like most people do. What am I missing?
Interest rates are going up. Home equity isn’t fixed. And one day you want to retire and your equity is better for that. But. Again that’s an individual call
You obviously understand your financial situation very well. I’m sure you’ll make the right decision for you.
But don’t let guilt drive u into overspending.
You’ve made my night :). From boredom to Olga !!
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Ha, I love your sense of humor! 
There is definitely never boredom at my house. I just usually blame the kids. Never considered that the chaos catalyst might be … me. 
Have a great night! My daughter’s Trinity full scholarship interview/admitted students day is tomorrow, so we’re off to SA early in the morning.
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Awesome. Good luck to her !!! Let us know how it goes !!
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The process is so unpredictable. Ds22 got accepted to a reach school (albeit ED) but deferred from one of his safeties (with an acceptance rate of 80%). So hard to know how it will play out, but best of luck!
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That’s crazy. I bet the deferred comes through. Some defer a ton. Like Miami.
Good luck.
Well he ED’. you’ll never know. Have to withdraw.
Can u share the schools ? Always good for learning and perspective.
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I know this has veered of into a discussion of affordability. But getting back to chances…
I actually like her odds for Tufts. Hopefully, her essays for them are good and show genuine interest. It’s a hard school to get into, but being a bit bigger makes it a bit easier than the LACs like Bowdoin. And her interests, both in high school and for college, align well. I could see admissions liking her for a lot of reasons.
She wasn’t crazy to apply to the LACs, meaning she looks like kids who get in, but it’s more out of your control. As my son’s CC explained, if they are looking for a class of 500, only half will be your gender. Of that 250, let’s say 40 are recruited athletes. (10 sports, 4 athletes each). Then let’s take out the development/legacy applicants, the ones coming in through programs like posse and Questbridge, and you are now applying for one of fewer than 200 spots. At this point, after ED, roughly half the spots are spoken for. If you have what they are looking for, great! (That could be coming from TX, interest in child study,.) It’s totally possible that they will read her app and she will be exactly what they want and have not found. Or she could be pretty much like several others, including ones who were admitted as athletic recruits. I don’t think anyone can really predict that at super selective LACs.
The good thing is that she will have options. So you will be able to choose from a shorter list, all of which have price tags. Keep us posted.
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Only the federally funded Direct Loan which is a student loan…or the Parent Plus.
But neither requires the Profile.
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Do NOT count on this. RA positions are competitive jobs at most colleges. You can’t count on getting an RA job.
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If she wants to be a licensed psychologist in just about every state, she WILL need to get a masters degree at least. I hope she knows this.
In my opinion, the place where she gets her masters is more important than where she gets her bachelors…she can study psychology at almost any undergrad college (arts conservatories excluded).
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@tsbna44 thats $25k per SEMESTER…that the OP said they could afford. And what they can “afford” and what the schools calculate their need to be are sometimes VERY different, as you know.
@OK_tx did the net price calculators you did ask if you were a single parent? If not, view those results with a bit of caution.
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I agree with both, at most schools sophomores can become RA’s, and at most schools it’s competitive. There are also on campus jobs interacting with students. My daughter has been teaching an incoming freshman class since sophomore year (one credit alcohol, safety, etc. that I’m guessing most schools have). She’s an exercise science major (who has almost the same stats as the OP’s daughter, chose a safety for merit, and got into BU with merit for grad school, as well as other great schools).
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Just adding, we haven’t covered on this thread if bio dad is in the picture…if so that could change estimated COA at CSS Profile schools as most include non custodial parent financials (exceptions on the list are Vandy and chicago…although both reserve the right to ask for NCP financials).
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I believe all of these require the Profile for consideration for need based aid. Vandy and Chicago don’t require the non-custodial parent form….I believe the others do.
But this really doesn’t seem to matter here as this poster says they will be full pay.
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I could be mistaken, but I believe the OP means Research Analyst (in a psych lab) when she uses RA not Resident Advisor. Her D is interested in child psych and she mentioned working with subjects. In a lab, RAs are often doing the data crunching/analysis rather than running clients. Students interested in psych often want to actually run the subjects through the lab experiment and to get to do that as a sophomore is useful. Students’ roles in labs can vary from school to school and lab to lab so the fact that her daughter actually drilled down to understand that level of availability/role of RA at these schools speaks to the research she did in her decision making to support her goal (good for her!).
I can’t speak to her chances at UChicago - a lot comes down to fit and RD acceptance rates are low - but if accepted she would be able to run participants fairly early on at some of the labs. I wish her luck in the admission process to schools she’s still waiting on and today with the scholarship interview!
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I’m beginning to wonder if the OP was referring to Research Assistant opportunities instead of Resident Advisor. I might be wrong, but maybe…
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