<p>With regards to Sylvan, I understand what you’re referring to now. The med bills were paid before bonus, and after the unexpected bonus, what do you know? Another emergency, another bill. bonus was there to help pay for it, otherwise it would have been another loan to cover the growing expenses. hope that cleared things up. &, only difference with winning a scholarship, is that it will go to the student’s funds for sure. when $ goes into household income, there’s no telling where it’s going to end up. in combined taxes, or elsewhere</p>