<p>So your parents do not give you any money whatsoever, nor have they ever given you any money that you were able to put toward school? They do not provide any health care coverage for you? They never help you with any costs whatsoever, including car, insurance, cell phone plan/bill, gifts, etc? The students with whom I have come in contact who are the “typical” Pell students have parents who struggle to make ends meet. </p>
<p>As for how to game the system by writing off income & lowering the AGI, business write offs and rental income are the methods of choice. Of course, it has to be legitimate for IRS purposes.</p>