<p>My husband has gone back to school, just started graduate school through a state college. He did not file any FAFSA information...he just applied to the school, was accepted and paid the tuition. He actually knows nothing about the FA process in that I have been handling it for our 2 college attending children.</p>
<p>I just complete the FAFSA for both kids and indicated that "3" in the family were in college. Is this correct even if my husband did not file FAFSA info? Does having a parent in school affect the EFC for a student (his child)? Should I have my husband file a FAFSA also, does it make any difference?</p>
<p>There is no affect on the student’s aid, because the parent cannot be included in the number in college on the child’s FAFSA. However, dad’s FAFSA includes himself and the kids. </p>
<p>Dad will only be eligible for loans. It is up to you … if you need loans, he can borrow up to $20,500/year in Stafford loans. Up to $8500 might be subisidized (depends on EFC and COA). Grad loans, both sub and unsub, are 6.8% interest.</p>
<p>I believe you should have only indicated two in college. </p>
<p>If your husband completes a FAFSA, he could include your daughter. (however grad school aid is not so much determined by the FAFSA…except for eligibility for the Stafford loan).</p>
<p>Sockher…you can only say that you have 2 in college on your kids’ FAFSA.</p>
<p>So, it looks like you have to submit a correction because the EFC was split 3 ways, when it should only be split 2 ways.</p>
<p>There’s a reason that you can’t claim a parent’s college attendance on a kid’s FAFSA, but I can’t remember what it is…something about the feds think parents’ are expected to provide for kids’ college, and having a parent attend college is an option.</p>
<p>I believe you can make a request for your child’s schools to review your financial aid and take their father’s school into account. If he is in a degree program and can verify that to them, they may increase the kids aid packages. Sometimes schools will deduct the costs of parents’ schools on income, or even on their own change the number in school in their calculations. Good luck.</p>