<p>so.. 3 weeks. i need 15000. i talked to financial aide. theres not much they are telling me. i need a private loan, but i have no credit, and nethier does my family, and i have to pay for college all myself(i make a little more than my dad does actually, and its not alot.) I owe for last year. and yeah. please help me. im at my wits end. <em>sigh</em> this isn't fair. i've been poor all my life and it looks like i can't get any help to change that, huh... this isn't fair.</p>
<p>You just found this out three weeks ago?!</p>
<p>Have you spoken with the head of the financial aid department? </p>
<p>Have you tried to see if it would not be breaking a rule to go part time? I go part time for this fall. But, I asked permission to be on the safe side and "they" adjusted my little financial aid package to reflect part time status. If it is not breaking a rule, then think about it for one semester. You can work more, bank more money, and go on a payment plan or what have you. But, once again, make sure that does not break a rule.</p>
<p>Also, have you thought of maybe going to a more humble school and transferring back as a junior? Think about it, you can do Community College and work hard and bank your money. Then, you can transfer back to your school as a Junior or so.</p>
<p>yeah, i've been in contact with financial aid. well i was thinking of transfering to another college and not actually going back to where i currently attend(i no longer want to major in what i am majoring in, and its too expensive to do anything else there). and their financial aid department is really bad and do not tell you anything untill last second so i'm emailing the one person i've met there whom has seem trustwrothy. to go to part-time status still will not allow me to attend because of that debt. i really have no idea what to do. oh i was in the middle of a thought before wasn't i? the thing with transfering is that i have to have that debt completly paid off in order to get my transcripts in order to transfer. I was considering just doing community college here that offers the program i want to do, but it only offers an associate. so i guess really i'm opening up a million questions now and i should be a little more specific next time. i like to ramble apparently too. okay back to my thought. now if i get my associates degree there i can continue at any other college that offers the degree as a bachlorette right? i'm a total n00b when it comes to college. and now. back to an earlier thought. would i be able to like, transfer my debt at my current college if i do transfer to another college? i don't mean like my stafford loans or whatever the ones you pay back, but the actually remaining debt? or atleast delay it untill i graduate or something? sorry for the million questions. thanks for all your help though!</p>
<p>"the thing with transfering is that i have to have that debt completly paid off in order to get my transcripts in order to transfer."</p>
<p>Yeah, you need to go to the Bursar and find out exactly what kind of debt you have with your school and make a big old payment plan on that. </p>
<p>"I was considering just doing community college here that offers the program i want to do, but it only offers an associate. now if i get my associates degree there i can continue at any other college that offers the degree as a bachlorette right?"</p>
<p>If your school is super pricey then you can save a lot of money going to a Community College. Earn one of those University Parallel AA degrees or AS degrees and then you just swap things over to a University. </p>
<p>"would i be able to like, transfer my debt at my current college if i do transfer to another college? i don't mean like my stafford loans or whatever the ones you pay back, but the actually remaining debt? or atleast delay it untill i graduate or something? sorry for the million questions. thanks for all your help though!"</p>
<p>I do not understand what kind of debt you have. That is why I say go to the Bursar. If you still owe on your tuition, then you need to really figure something out. You cannot transfer, like, library fines or anything. </p>
<p>However, when you have all of this straightened out. If you are worried about your student loans. You can totally sign up for two little online classes somewhere. </p>
<p>That way you can be working hard, organising everything, and not get behind in your studies. </p>
<p>That is a humble way of deferring your student loans, while you are straightening everything out, just take like History 101 (or something in a 101 General ed, easily transferrable type of way) and maybe carry on with your mathematics or Spanish online. You can not get behind and obtain an in school deferment for your student loans in a totally honest way.</p>