Divorced parents

<p>Hi, my parents are divorced and i live with my mom(she has like 95% custody)</p>

<p>dad makes 6 figures</p>

<p>mom don't have job and only receives the child support which adds up to about 18 grand a year, so that is what she pays taxes on.</p>

<p>when i apply for financial aid from colleges, do the colleges look at my mom's taxes or my dads? or combined?</p>

<p>dad spent alot of money on crap so there isn't much money for college so im really counting on my mom's "income" to help me get financial aid</p>

<p>Be real with me, give me the cold hard truth</p>

<p>Thanks CC</p>

<p>There are many, many schools that will not need your dad’s info. The only ones that might need it are on this list:</p>

<p><a href=“CSS Profile – CSS Profile | College Board”>CSS Profile – CSS Profile | College Board;

<p>Look at the column titled “noncustodial profile” - the schools that indicate “yes” in that column are most of the schools that will require your dad’s info. However, there are a few schools that indicate “no” that will also require his info. (The difference is that they have their own form instead of using the “noncustodial profile” form.)</p>

<p>So, if a school is on the list and indicates “yes,” it’ll need the info. If a school is on the list and indicates “no,” check the school’s website! And if a school isn’t on the list at all, then it won’t be needed.</p>

<p>Keep in mind, though, that the best financial aid comes from the schools on this list. So you might also want to look at schools that award significant merit scholarships - which are based on your GPA, and SAT/ACT scores (and sometimes other criteria), but are not dependent on how much money you have. For example, if your grades and test scores are high enough, you can get any of the following scholarships automatically:</p>

<p><a href=“http://talk.collegeconfidential.com/financial-aid-scholarships/1348012-automatic-full-tuition-full-ride-scholarships.html[/url]”>http://talk.collegeconfidential.com/financial-aid-scholarships/1348012-automatic-full-tuition-full-ride-scholarships.html&lt;/a&gt;&lt;/p&gt;

<p>So, don’t know what year you are in school, but keep your grades up, and do well on the SAT or ACT, and your dad’s income won’t matter at all!</p>

<p>

Child support is not taxable.</p>

<p>There are many schools that don’t use NCP info. However, those are usually the schools that don’t give the best aid. </p>

<p>You need a strategized list:</p>

<p>What state are you in? Some states give generous aid based only on custodial parent’s income.</p>

<p>What are your test scores and GPA? Some schools give large merit for stats. (what is your SAT breakdown and ACT?)</p>

<p>What is your intended major and career goal?</p>

<p>

OP probably means alimony.</p>

<p>i want to be a toxicologist, i live in california, ACT 31, weighted gpa 4.0, eagle scout</p>

<p>Since you live in Calf, you need to apply to the UCs…all of them. If you get in, you’ll get great aid since they only use custodial info.</p>

<p>thank you so much</p>

<p>You need to go to your guidance counselor and also read up on what state college aid there is, so you know all of the ins and outs about it, and what you can expect to have to pay. Also sit down with your mother, ask for her tax returns and an estimate of what assets she has and fill out an EFC estimator to get some idea what your FAFSA EFC is , since that will determine whether you are eligible for the PELL (up to $5600). . </p>

<p>Most schools use FAFSA only which does NOT use non custodial parent financials. But the catch is that most schools do not meet financial need. You might qualify for full freight, but getting is very difficult and nearly impossible unless you focus on schools and programs where you would be a top catch for the school. Those schools that guarantee to meet full need and those that tend to at least come close to it most of the time will want and use your father’s resources. Not all, but the vast majority of such schools. USC and Vanderbilt are two big full need meeting schools that do not require NPC info. </p>

<p>The most important schools to get on your list are the ones that are sure to take you and that you know you can afford. Once you get a couple of those set, you can go to town because the rest are lottery tickets. You gotta get in and you gotta get money from them to pay for them.</p>

<p>Also do talk to your father about college. Your child support may be coming to an end in the near future. That may be reason to bring up the subject.</p>

<p>USC now requires NCP info…must be new.</p>

<p>You really need to apply to all the UCs…even the low tier ones…because admissions to UCs can be crazy.</p>

<p>BUT…the good thing is that the UCs give great aid to instate low income kids. And, they don’t use NCP info.</p>

<p>You’d get Pell, Cal Grants, and UC grants…and some student loans. </p>

<p>Also apply to schools that will give you VERY large merit scholarships.</p>

<p>I’m really glad mentioned vanderbilt cuz that’s my dreams school!!!</p>

<p>^^^</p>

<p>Get your ACT higher. Vandy often rejects students with ACT 31s. Even those with 33+ ACT can get rejected.</p>

<p>A 31 ACT is below the 25%ile at Vandy.</p>

<p>Yes, I am gonna try and get act up to at least a 33. And I’m heavily relying on my eagle scout status to get me over the wall</p>