<p>Title should say it all:</p>
<p>If someone is awarded a work-study option as part of their FinAid package, is work study usually only associated with the option of student loans as well? Or is it just as normal for a person to get grants/scholarships AND a work study as part of their FA package. </p>
<p>Thanks. I'm still a little confused about this stuff.</p>
<p>My daughter has merit scholarships, need based grants, WS, and loans.</p>
<p>It all depends on how much 'need' you have (as calculated by the school).</p>
<p>My daughter has a merit/need based grant, work study and a loan. We don't think she will get work study next year, and her loan will be unsubsidized (brother is graduating from college). Luckily her job can be work study or regular campus funds.</p>
<p>You can get any or all of them ... but you won't be guaranteed any of them (except loans). The mystery of financial aid is that you won't know until they tell you. "It depends" is the best answer here, and it is the truth.</p>
<p>In our case any loans have been eligible to be converted to Work Study or vice versa</p>
<p>It also depends on the school. Some schools don't give loans, only WS and grants, others give all three.</p>
<p>Son #1 was able to convert some of his loans to work study.
Son #2 (at a different school) had his work study taken away because of an outside scholarship.</p>
<p>Both receive need based aid.</p>
<p>I am sure this varies by school. My daughter was able to convert part of her WS to a subsidized loan her freshman year. My understanding is that this was possible because she did not already have the maximum in subsidized loans. This year she kept the work study. </p>
<p>At her school they usually run out of WS funds so it would be harder to convert a loan to WS. When she asked about converting the WS to a loan the first year they requested that she let them know if she did not want the WS so they could award it to someone else.</p>