Does scholarships reduce the U of M grant?

<p>I have already received my financial aid package, and I got 6k from their grant. I have also applied to 18 other national scholarships. Say if I got (2/3) of those scholarships and used it all by 2010-2011 year, will this it affect the the amount of grant for next year?</p>

<p>You're required to report all outside scholarships this year to the financial aid office. These scholarship will most likely take money out of your grant, because they don't think you need any grant money anymore. It's something that very annoying at UofM, but happens, and you can't do anything about. Yeah, it sucks. </p>

<p>Source : I got an outside scholarship and the exact amount of that scholarship was taken out of the grant money UofM gave me</p>

<p>BlueA -- Look at the fin aid site for U of M. First, they apply it to any gap. Then to loans. Then to grants UNLESS its a state grant like MCAT, in which case outside scholarship affects directly. They are legally bound to do so (count the scholarship as a financial resource), and are not the only place that does this.
Cheers,
K</p>

<p>WOW, i just looked at my financial aid again and it went way down from reporting an outside scholarship. I had previously had 2,600 in grants, like 6,000 dollars in loans, and 2500 in workstudy, all for instate. NOW I have 168 dollars in grants. That's it... I am so mad right now.</p>

<p>ugh... that totally sucks!!! For once, all those scholarships are screwing us over.</p>

<p>not the scholarships.. the school's financial aid system.</p>

<p>It's almost as if they want to discourage us from bringing outside money. "Hey, don't work hard to bring private scholarships for us because if you do, we'll just cut down on your grants." </p>

<p>But, I guess if you look at it from their point of view, it may not seem justifiable to them to give Joe Schmo a $5,000 grant when his need is already fulfilled and when there are other people who still have unmet need.</p>

<p>Kmcrindle, I was looking at the Finan Aid website. Could you show me where it says that first outside scholarships are applied to any gap, then to loans, and THEN to grants? I always thought it was applied to grants before loans...</p>

<p><a href="http://www.finaid.umich.edu/financial_aid_basics/howneed.asp%5B/url%5D"&gt;http://www.finaid.umich.edu/financial_aid_basics/howneed.asp&lt;/a&gt;&lt;/p>

<p>A Note about Scholarships and Other Resources </p>

<p>Students may seek scholarships from private sources and
U-M schools and colleges and may use other resources such as ROTC scholarships and veterans' benefits. According to federal regulations and university policies, these forms of assistance must be considered among the student's financial resources when eligibility for need-based aid is determined. However, they will improve your overall aid package. In general, if you receive outside aid (including scholarships from U-M schools and colleges), it will first be applied against any costs that have not been accounted for in your financial aid package (i.e., the gap, if one exists, between the cost of attendance and your EFC plus the financial aid offered). Next, it will be used to reduce your loan or Work-Study award, thus reducing the funds you must borrow or earn by working. Only if all loan and Work-Study awards have been replaced by scholarships or other resources will the amount of your grant aid be reduced.</p>

<p>There are some important exceptions to this rule. If you own a 529 plan, such as a Michigan Education Trust contract, or if you receive a scholarship that is partially or fully funded by the state, such as the Michigan Competitive Scholarship (MCS), the Michigan Promise Scholarship, the Detroit Compact Scholarship, or the Wade McCree Scholarship, it will be applied against your need-based grant awards before reducing your need-based loan or Work-Study awards. In addition, receiving either a Wade McCree or a Detroit Compact Scholarship will reduce your eligibility for the university-funded Michigan Tradition and Michigan Experience Awards and for the State of Michigan Competitive Scholarship.</p>

<p>yeah, i got an rotc scholarship, so i guess that explains things... but it still sucks</p>

<p>thanks Sabaray, that makes things seem better for me</p>