<p>*May I add, apply to both academic safety and financial safety schools because an academic safety would not offer a sufficient financial aid package.
*</p>
<p>An “academic safety” isn’t really a safety unless you’re willing to pay full freight. </p>
<p>For a safety to be meaningful, you must know for sure that you have all costs covered by ASSURED grants, ASSURED merit scholarships, small fed loans, and/or family funds. And you must know that you’ll be accepted AND you must LIKE the school. Naturally, the school should also have your major, unless your career interest can be pursued with a variety of majors. </p>
<p>IMHO, a school that you know will accept you, but may not be affordable (such as a low tier private), can never be considered a safety. It can be on your list as a “see what happens” school, but it’s not a safety.</p>
<p>Anyone who knows that they can’t pay full freight to any school should have at least 2 financial safeties - preferable 3. </p>
<p>There are several reasons for this:</p>
<p>1) if your safeties turn out to be your only affordable schools, then you still get to choose…which is good for morale.</p>
<p>2) Later in the app process, you may discover something negative about one of your safeties. So, you may still need to resort to your other safeties. </p>
<p>3) Sometimes a school that is thought to be safety turns out not to be (scholarship changes, major is discontinued, student is rejected, etc).</p>