Drifting through life without a career? Am I doomed?

I’m 23 and still only about half way through college(took classes at CC and will transfer to fully FAFSA funded State School). I’ve aimlessly taken classes although I’ve got the units and requirements to advance onward for a business admin degree (with a focus in accounting if I can force myself through the material. I was able to get an A last time I actually focused). I have a GPA of around 3.7 which is low yet I’m scared. I don’t know what I want to do. All I know is I have a low stress threshold, I prefer benefits and job security (such as a local/state/government job). I’ve amassed a net worth of 60k but I refuse to use any of my money because it’s all I really have to my name or to be proud of. I’m hoping I can save enough to retire early since I doubt I will ever make more than 40k a year. I live at home and plan to for the foreseeable future. I get upset whenever my mother and aunt don’t take my advice for anything so I wished at one point to get some sort of professional degree but I doubt I have it in me to get hired. Also I have a tendency to get bored with something and flip flop which would definitely cripple me. I also fear the idea of debt or being in it.

You’re too young to be doomed, and although you feel frustrated, please realize most kids your age are not even in college. Finish your degree in business administration and then look for a job. Take it one step at a time.

Good luck.