I’m a part time student, full time worker at 19. I made a stupid mistake and decided to finance a car while in school (trust me you don’t know how much I beat myself up about this). So I HAVE to work in order to pay for my car and insurance, and I don’t want my parents to pay for it because they don’t make much money themselves. Anyways, currently in about 1 month in the semester of my 2nd year, ( still a freshman by credit) and I feel like I’m not doing so great, I get subpar grades, and do horrible on writing assignments, with my recent essay getting a 50. It’s super discouraging and makes me want to just give up because I’m actually trying my best with the time I have available. I study and work hard on my free time, am I just not cut out for this? Should I focus on paying off my debt then go back to school? I’m at a huge crossroads, and need some advice.
Would you consider selling the car and getting something less expensive? Do you have to have a car? Is there reliable / safe public transportation available? Would paying for a taxi service / Uber be less expensive than owning / insuring / maintaining/ fueling a car? (actually becoming a popular alternative to owning, just paying for it when you need it - typically more city life than rural).
Was just thinking that eliminating debt would free up time for your studies, which will help you get a better job later which will enable you to easily finance a car. You’re kind of doing things in reverse order.
^ Also, are there tutoring services available for writing? Seems to me writing well isn’t a time issue. Perhaps you can learn some techniques that are necessary to be a more accomplished writer at the college level.
Have you met with your advisor to discuss your time challenges? Have you met with the instructor(s) of your class(es)? Have you taken your writing issues to the writing center on campus? Have you taken your concerns about whether college is right/necessary/good for you right now to the counseling center on campus?
This is not a wheel that you need to invent. There are resources at your own college/university. Make use of those resources while you seek clarity about your own next best move.
University is a huge commitment in terms of time, effort, and money. In order to do well in university, it is highly desirable to minimize any other commitments.
One question as someone else asked above is whether you need your car. If you do not need it, then you might want to sell it.
How many classes are you taking at once? If you are working full time, then one single class seems reasonable. Two seems like it would be tough. Anything more than two would seem somewhere on the borderline between very tough and impossible.
You might want to seriously consider cutting back to one class at a time or dropping out, selling the car, paying off debt, and then finding a more economical way to return to school. Many if not most schools will allow you to take a leave of absence to sort this out and then return at some point in the future.
I agree that you should also discuss this with your academic advisor.