dumb question about college savings

<p>So, let's say my parents have been saving since I was born so I could go to any college I want. Then let's say I get in to Harvard and now my family only has to pay 10% of their income. Do they pay that lower amount or do they use all the money that they saved?</p>

<p>but the most correct answer: Depends.
Roger Dooley, has a series of essays, under "Paying for College" to the left of this post.</p>

<p>Wow! If patents don't work but have a 3.5 million dollar house and 2 million in other investments generating $179,999 a year and they've saved $200,000 in the kid's name in a 529 account does kid get to go to H for $18,000?</p>

<p>Investment income is considered income, Muffy. It's not just salary.</p>

<p>But if you only have $179,999 in investment income and no salary, does that get you financial aid at Harvard under the new program?</p>

<p>I know financial aid is a sum of 4 factors: percentages of parental income, student income, parental assets and student assets.</p>

<p>From what I’ve read Harvard has said that families with income between 120K and 180K will pay no more than 10% of the family’s “income.” Does family income mean just parents, or parents and students combined? Also, it’s my understanding that Harvard will take home equity out of its calculation. But what about other parental and student assets? Will Harvard still add percentages of other parental and student assets into their 10% "income" calculation? Anyone?</p>

<p>I know financial aid is a sum of 4 factors: percentages of parental income, student income, parental assets and student assets.</p>

<p>What percentages?
I'm a tad anxious about my determined financial need. Since I'm an International, the EFC calculators and such don't work and give out mad results.
Could you be more specific?
Is the home equity a parental asset?</p>

<p>I have zero knowledge on aid for international students. Try the following links:</p>

<p>eduPASS</a> | Financial Aid for International Students | The FAFSA</p>

<p>eduPASS</a> | Financial Aid for International Students | Calculating College Costs</p>

<p>FinAid</a> | Other Types of Aid | Financial Aid for International Students</p>

<p>NAFSA</a> - Financial Aid for Undergraduate International Students</p>

<p>International</a> Student Blog</p>

<p>You may have to search a particular schools policy. As an example, look at the following two links:</p>

<p>Financial</a> Aid - Law - How to Apply for International Students</p>

<p><a href="http://finaid.georgetown.edu/2008-2009_%20IntntApp.pdf%5B/url%5D"&gt;http://finaid.georgetown.edu/2008-2009_%20IntntApp.pdf&lt;/a&gt;&lt;/p>

<p>Good luck.</p>

<p>Most of these announcements have CAVEATS! Just because it seems at first glance that you'll only have to pay 10% of your income doesn't mean they're going to ignore massive stockpiles of assets. (At least if they don't look at that, you have to admit it's unfair to people making just one cent over the cutoff with little to no assets).</p>