EDII FinAid package was NOTHING

<p>I just got into EDII at Tufts University and their FinAid package was not a dime....</p>

<p>my dad retired last year and got a decent retirement bonus that was used to pay off credit card debt, but it shows as a large amount on our 2007 income...we live in a small 2 floor house with two loaned cars, a very middle class lifestyle</p>

<p>we have about 80k saved for college, and only one parent working full time. My parents calculated that we would only be able to afford about 20k per year, as the savings took a large hit from the recession.</p>

<p>We have no other assets... (My total knowledge of the situation is kind of limited, but I can answer questions that I'll ask my parents)</p>

<p>Any advise? Any hope that we can get a real FinAid package? Anything at all? This is a worse feeling than if I got rejected, cause I know that I could have gone...</p>

<p>I think there’s an appeal process. Definitely call them up ASAP</p>

<p>your package get’s updated every year. Just because you got a low amount of FinAid this year doesn’t mean that it’ll be the same next year.</p>

<p>Yup there’s an appeal process and your Financial Aid is updated every year based on new financial information.</p>

<p>Was your Tufts expected contribution much lower than fafsa’s? If so it’s likely an error and you should appeal it.</p>

<p>If the bonus was used to pay off debt, your fafsa probably concludes your family has no debt (if all credit cards were paid off). So from Tuft’s perspective you have a huge bonus and no debt to work with. Therefore, you need to call and explain your unique situation AND tell them how much you want to attend and hope to come up with a workable solution.</p>

<p>Tufts got nailed in the Bernie Madoff investment scandal and lost a bunch of their endowment + the value of their assets in general has probably gone down as has everyone else’s this year + Tufts is one of the schools that takes into account things like your siblings assets and your parents’ home equity and your parents’ 401k contributions as possible sources of income that could be used to send you to Tufts + Tufts is notoriously stingy with aid (no merit aid and typically only meets the mandated need and little else). But an appeal can’t hurt and, as stated above, next year it will be recalculated. However, if you expect to get more aid base on “my parents have lost money in the stock market”, well, I believe the line forms to the left.</p>

<p>One idea that has been poking around here on CC over the past few months is that schools like Tufts – elite colleges who attract a high caliber of students – may likely see their yields, and the caliber of their incoming 2013 class, both decline this year due to the fact that they cost a lot, and are not in a position (or choose not) to provide financial aid to the middle class students who have been accepted this year. We may expect a big shake-up in how schools award aid starting next year, once they realize that a large percentage of those they have admitted will end up declining in favor of more generous (less onerous) offers. The fact that students are applying to 15 or 20 schools this year only makes this situation worse for the colleges. It’s the perfect storm…</p>

<p>.</p>

<p>^ Excellent summary, Gabby (#6). As someone who suspects she may get wait-listed, I hope you’re right about people declining Tufts for low financial aid numbers, but i hope you are wrong about the concept of their student body quality dropping due to people not being able to afford attending. Kind of a tough quandry.</p>

<p>sorry to not update this with the latest info. see this [url=<a href=“http://talk.collegeconfidential.com/1061892773-post99.html]post.[/url”>http://talk.collegeconfidential.com/1061892773-post99.html]post.[/url</a>]</p>

<p>Dont believe everything you hear. Tufts was great with FinAid</p>

<p>Awesome! </p>

<p>I’ve been checking this thread frequently with fingers crossed for good news. I’m so excited that FinAid was able to make the right adjustments for you, and I hope this thread will be used by regular decision folk who have the same concerns. </p>

<p>Come find me when you hit the hill next year!</p>

<p>Thanks man! The best part is now I am probably 400 times more excited to go to Tufts now than Ive ever been. And, not to flatter you guys too much, but Tufts Admissions/Financial Services have been absolutely incredible throughout the whole process. Kudos to you guys!</p>

<p>Also, anyone interested in the full series of event we took can read on the parallel thread to this one, found [url=<a href=“http://talk.collegeconfidential.com/financial-aid-scholarships/656084-edii-financial-aid-package-nothing.html]here.[/url”>http://talk.collegeconfidential.com/financial-aid-scholarships/656084-edii-financial-aid-package-nothing.html]here.[/url</a>]</p>

<p>"Dont believe everything you hear. Tufts was great with FinAid "
I second this. Tufts was VERY generous with my aid package</p>

<p>^ Congrats 3.7 and romeboards (OP). I suspect you are not in that ‘bubble’ of people who are too “rich” to get any real aid, or too “poor” to afford paying pretty much the full cost of a school like Tufts. That’s my story. My application to Tufts is a moot point right now – even if I get in, I can’t afford it based on my EFC that got calculated in January … my parents make between $100K and $150K, and have worked hard to avoid debt and to acquire equity in their home (a killer it turns out). We had a financial aid officer at another ‘elite’ school (I got in via EA) tell my father that he may have to stop making his 401k contributions. Oh, that’s a good plan. Let’s take away the retirement funds of people so they can pay for the inflated cost of a higher education. My dad says he did it all wrong. He should not have gone to school nights so he could get a better job, and not kept up with the house payments, and not saved some money for retirment. Should have just spent the money on junk and waste. Then I would be going to school for free. </p>

<p>Sorry, I know. If I sound bitter, it’s because I kind of am. I may very likely be going to a (crappy) state school in the Fall unless something happens magically on April 1st to change things. But if my EA financial aid estimates are any indication, I have wasted my high school years. Instead of studying and getting top rank and top scores, I should have just partied and I’d still be at the same point.</p>

<p>^ I’m in your shoes.</p>

<p>I have Jumbo Fever too. It’s just too bad that unless I get some good aid, I’ll be unable to go…</p>

<p>umboFever09, the financial aid system is broken, extremely unfair to middle class families, and needs serious reform. But it is a universal problem currently plaguing every private higher education institution in the United States.</p>

<p>Anyways I received this email from President Bacow this morning which I think a lot of prospective Jumbos may be interested in.</p>

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