<p>One thing the OP needs to consider. If she is out of school for 6 months, or is attending less than 1/2 time, loan repayment will begin. </p>
<p>I thought of the 1/2 time thing and the repayment, but it’s not that difficult to handle a job and half time…the biggest problem is getting the class schedule to work with the job schedule. The OP has exhausted benefits…that means the undergraduate degree process has been dragging out for a very long time, so pushing it out even further if the OP starts working in the expected field probably isn’t the end of the world. I think the OP should think long and hard about asking a parent to take out a loan for the last year, but if they are willing to do it the OP should understand what the federal direct loan paybacks PLUS the additional year of loans is going to cost per month and put together a conservative estimate of what the salary might be after the degree is granted. </p>
<p>^^^
The student is not a senior. The student is at a CC and still has a way to go to finish her nursing program.</p>
<p>Six posts above this…the OP says she has ONE year left of college. Maybe she is in a program that requires a degree from her community college…and she has one year left.</p>
<p>Maybe someday they will have post numbers again…Hahahahaha.</p>
<p>If the student is, indeed, talking about a nursing program, part time may jot be an option. Very few do those programs allow a student to work through part time. </p>
<p>Is it even possible to use up all your loan and Pell eligibility in a junior college? I thought SAP with an emphasis on Progress would curtail people’s ability to spend that many semester in a junior college. I’m guessing the OP must be done with community college and on to whatever needs to be done in her state to finish up a RN or finish up a BSN. In my state a BSN can be completed in two years of 12-14 credits after 56 credit hours of per-requisites, which can be taken at junior colleges. RNs without BSN are rarer and are generally LPNs or others who opted to take the RN exam and had the basic 2 years of nursing education. The OP may not have taken the correct classes in junior college to qualify as pre-requisites for the transfer into the nursing school in her state. That said, I personally know people that work as unit techs for home health care organizations as aids, etc., while working on a RN or BSN. The OP hasn’t really been clear on how many semesters and how many credits were achieved over the years in junior college nor has the OP said whether the goal is a BSN or an RN but hopefully after so many years in school…it’s the BSN that is being pursued.</p>
<p>The OP says that she is still at a CC. She’s doing a nursing program. That can be done at a CC.</p>
<p>From past posts/threads, it seems that she has changed her major at some point (and maybe changed a couple of times). She also is considering changing her major again.</p>
<p>It does seem odd that she could run out of Pell and loans at a CC, but maybe “satisfactory progress” only has to do with whatever the major-du-jour is, rather than how much schooling is left and how much aid is left. </p>
<p>Too bad posts aren’t numbered. The OP posted a page ago that she took classes at both a community college AND an expensive university. If I were a betting person, I would say she decided not to stay at the expensive college…and is now hoping to finish some kind of degree at the community college…maybe nursing? </p>
<p>My niece did a nursing program through a CC and worked at the same time as an aide, then LPN.
Now she is finishing up a four year degree & a RN, while working at a clinic.
Since some clinic & hospital hours can run 24hrs, working at the same time can be doable.</p>
<p>She’s been in college since at least Fall of 2009 and still doesnt’ have at least an AA degree. From her posts, it looks like she started at a 4 year univ, but didn’t stay there for long…then transferred to a CC. </p>
<p>Edited…now that I see the below, it suggests that she started college before Fall 2009.</p>
<p><<<<
First I started off part time at the community college, and then the last two years I went full time all year round. I borrowed money for the last two years because I needed money for books. I was taking Bio courses for the RN program. They are saying that I exceeded my limit, therefore they revoked my pell grant. I was not supposed to have registered or even been able to take out loans for Fall 2009-10 but the system did not detect it so I was able to continue on with no holds on my account. The system detected it in Sept 2010 but by then I had already finished all of my pre reqs and transferred to another school
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