<p>I am the student. My mom would be cosigning </p>
<p>Sent from my SGH-I997 using CC App</p>
<p>Businessbound, you are asking your mom to cosign for a very LARGE sum of money. She would need to qualify for these loans each year…and if she really doesn’t have money for college, it is very possible that she will not qualify in a subsequent year. This DOES happen leaving students with no way to continue paying their college bills.</p>
<p>If you don’t have some more affordable college applications out, I would suggest you send some…just in case the finances don’t work out at these more expensive schools.</p>
<p>Have you asked your parent(s) how much they can contribute. That would be step 1. Step 2 would be to use the financial aid calculators on line to see what your EFC index will be. That is the minimum a college would expect your family to pay. Step 3 would be ensuring that you have a college or two where you can get accepted and your can afford.</p>