Fafsa question 88, New worth means current value minus debt? Question...

<p>I have the FAFSA form for 08-09, Question 88 says: As of today, what is the net worth of your parents investments, including real estate (not your parents home)? Net Worth means current value minus debt. The only investment we have is some stock in my hubands company which we get maybe (4) mailings a year about the current worth, I have no idea how to find out what this is worth on a given day. How important is that? And does that mean if it is worth $5,000 and we have debt over $5,000, I list "0" here? I am confused by this question. Thank you</p>

<p>The debt has to be directly against the asset. Like a mortgage against a house or a margin account against stock. These things reduce the actual sales value of those items. You cannot use $4000 credit card debt to reduce the value of stock for instance.</p>

<p>For the value of the current day you can find out the value of one share on the internet (cnnfn.com is one site). Enter the code for the stock - it will give you the current value. Multiply that by the number of shares.</p>

<p>Thank you for that information, doesn't shares change also though, like I think what we have in there, if it makes money, it buys more shares, and this could have changed inbetween these months that pass when we get a statement.</p>

<p>We have some shares like that. We just use the latest number of shares from the latest statement.</p>

<p>Like Swimcats, we use the latest statement. We get them quarterly.</p>

<p>Also I believe the debt is the debt relating to the investments, not general debt you may have.
So if it asks the net worth of your investments and the stock is worth $5000 but you also have a car loan of $5000 you cannot say your investment net worth is 0.</p>

<p>There is NO PLACE on the FAFSA for consumer debt.</p>