FAFSA question about parent investments

<p>Hi. I'm confused about the question on the FAFSA form that asks for the net worth of my parents investments. It says "Net worth means current value minus debt".
What kind of debt are they talking about? Can they deduct their credit card debt? </p>

<p>Yeah I know, probably not. But I'm desparate to get financial aid.</p>

<p>No you cannot deduct credit card debt. Only debt that is directly against the asset. For instance if you owned a rental property and there was a mortgage against it the net worth would be the property value less the mortgage.</p>

<p>Thanks swimcatsmom for answering my dumb question.
Your answer makes alot of sense.</p>

<p>When it comes to FAFSA there are no dumb questions ;)</p>