FAFSA QUESTION:Assests and Income

<p>My AGI is $75,000.
All my real estate investments assets total: $320,000
All my savings, checking, and stock accounts total : $25,000
Family size: 4
I have two girls going to a UC in the fall of 2013. </p>

<p>Do I qualify for any financial aid? What are the requirements to qualify?</p>

<p>File your FAFSA and it should give you an EFC estimate on the spot after you’ve submitted it.</p>

<p>Please do the financial calculators for your top schools to understand their preliminary packages. Assets will be your issue. There is a table within fafsa that shows the allowable assets by parent’s age. Anything beyond that is considered assets for college.</p>

<p>The assets will generally be assessed at 5.something% so I’m guessing your EFC might be north of $30-$40,000, but you can certainly use one of the EFC calculators and run the numbers. Since you have two in school that might look something like $20,000 or so for each…but do use the calculator since I’m just eyeballing what you posted. Need is COA (cost of attendance as posted on the college website) minus EFC. Not all colleges and universities agree to meet need.</p>

<p>Income under 80K qualifies you for blue and gold plan</p>

<p>^ Would that be $80K AGI?</p>

<p>Make sure you are not counting primary home equity in those investment totals. Fafsa doesn’t consider that.</p>

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<p>the rest of this sentence is “if you have need.” Someone correct me if I’m wrong but Blue and Gold is income (under 80K) but is awarded based on need (income/assets EFC)</p>

<p>Blue and Gold is strictly awarded based on family income less than 80K It does not consider assets like the Cal Grant. </p>

<p>It will supplement a Cal Grant if you received one, but if you don’t qualify for Cal Grant, you can still get B&G</p>