<p>I will fill it out anyways.</p>
<p>Do you have a sibling that will be an undergrad as well?</p>
<p>At a minimum, you can get a student loan.</p>
<p>Do you know what your EFC will likely be?</p>
<p>Do you know how much your parents will pay each year?</p>
<p>Yes, fill it out. There’s no reason not to and there’s a chance of missing out on something (e.g., some merit aid) if you don’t. There’s also the chance (however remote) that a parent could become ill or laid off or your financial situation might otherwise change.</p>
<p>Call and check to see if the schools on your list require the FAFSA for merit aid. You can also ask if you must file the FAFSA for freshman year to be considered for need-based aid in future years if your family’s circumstances change. </p>
<p>If any of the schools on your list are need-aware in admissions, check to see if filing the FAFSA could have an impact on your admissions chances.</p>
<p>My son’s school requires that the FAFSA be completed in order to be considered for merit aid.</p>
<p>The school will tell you if it’s necessary to fill out FAFSA for merit aid. My oldest D’s school required it (just before Freshman year, not since) while second D’s school did not.</p>
<p>I encourage you to fill it out. If your family’s financial picture should change, it will be on file with the FA office, and can be used to negotiate additional aid. And, as others have mentioned, can be tied to merit aid for some schools.</p>