<p>I think ice cream had better have a conference call with her parents. I can’t think that they are ignorant of the payback down the road for the PLUS loans. Perhaps - who knows for sure? - Ice Cream is worrying way too much. In any case, it seems all the cards must be laid on the table. Maybe involve your college financial aid dept. in the conversation as well. I think there are some valid points about not transferring out of a great, well-respected program in journalism, especially if you are only saving $7500/yr.
And, Suleyman, yes, it’s the kids’ job to study, but as a parent of 3, I appreciate that Ice Cream is considerate enough of her parents to be aware of financial concerns. We sat our D down early this fall (she’s a HS Senior) and laid all the financial cards out for her so that she knows what our contribution will be, and how much she may need to take out in loans.</p>
<p>I also agree with the poster above that the idea of parents and kids sharing the reponsibilty for loan payback is too vague… this could create problems down the road. Our oldest will enter college next fall, and my husband briefly mentioned helping her out w/ loan payback. I quickly nixed that idea, as we have 2 younger kids whose college years we’ll still be socking away our savings for. (to say nothing of retirement!)</p>
<p>I’d personally prefer to let my D pay back her own loans, and give her low-cost/no cost rent if she chooses to live at home for a couple of years after college.</p>
<p>Suleyman: That is ironic considering your thread that is entirely about your getting a full ride to a top US school.</p>
<p>mom2collegekids: The $27k is the full COA for UCLA living off campus (for the 2010-2011 academic year). It includes the personal and transportation expenses as well the things you listed :). But yes, the application period is long over for the UCs and the CSUs for fall.</p>
<p><a href=“http://www.fao.ucla.edu/publications/2010-2011/UG_&_G_Budgets_for_Web.pdf[/url]”>http://www.fao.ucla.edu/publications/2010-2011/UG_&_G_Budgets_for_Web.pdf</a></p>
<p>kmccrindle: If the end goal is to transfer to a UC (although I still think there’s much better programs within the CSU system for journalism), then a transfer to a CCC is ideal for the sophomore year. CCC transfers receive priority in transferring to a UC. The CCC would not be for journalism itself, but rather to finish up GEs and other classes needed to transfer as a junior along with the priority consideration.</p>
<p>OP: The UC Transfer forum has a good deal of information, but much of it is in relation to transfer from a CCC. There is a great site that lists the transfer agreement information between all the CCCs and the UCs and CSUs. But, again, this is geared towards the CCC transfer route. If you do choose to transfer there for fall, though, and apply to a UC or CSU for fall 2012, then the site will be helpful to you.</p>
<p>[Welcome</a> to ASSIST](<a href=“http://www.assist.org%5DWelcome”>http://www.assist.org)</p>
<p>You would need to contact your UC or CSU of choice to determine what courses would be transferable from your current 4-year. There is also, of course, transfer information listed on each individual UC and CSU website about what they expect you to have to be eligible for transfer.</p>
<p>^Thanks for the clarification, Kender; I see your point.</p>
<p>And re: the unbelievable…
</p>
<p>Indeed, it is both ironic and naive to make such comments. The original poster in this thread is obviously mature and responsible, and is attempting to ensure that both she and her family receive a strong return-on-investment for the educational dollars being spent.</p>
<p>Suleyman, on the other hand, might benefit from a gap year or alternate course of study, since he or she has
a) disregarded sound advice offered by those in a position to give such counsel on the other thread
b) for some reason expects that an American school might want to take on the responsibility of his/her education despite a dearth of evidence about what kind of scholarly contribution he/she might make
and further, has demonstrated that he/she feels no sense of responsibility to generate his or her education, which is a fiscal responsibility that rests with the STUDENT not the PARENT
c) has, without merit, insulted a wide variety of institutions and student capabilities in the US without breaking a 360 on SAT writing ;)</p>
<p>You have much to learn, Surleyman (typo intended ;)</p>