Fin Aid out!

<p>Just got our package in the mail...........not much aid. I wonder if it's because they gave us several other hefty scholarships?</p>

<p>I would think so. Lets say your EFC is 10,000 and a school costs 15,000 (COA). Lets say that your D gets 5,000 in merit scholarships. Those scholarships do not usually reduce your expected family contribution (EFC). It reduces the financial need (which was 5,000 in this example; COA-EFC=financial need). In this example your D would probably not get any aid, because financial need would be met by the merit scholarship of 5,000. </p>

<p>You might ask, well what good is the merit scholarship. The answer is that if she did not get that scholarship and the financial need were 5,000- she would be offered a package that might include loans, grants, and workstudy.</p>

<p>I hope this helps.</p>

<p>Out of state schools make private colleges look cheap! We got no financial aid from Towson. So, Allegheny which has a sticker price of $35,000 but has offered my son $12,000 in grants is actually a better deal. Towson's loss.</p>

<p>Absolutely, a better deal. Some of these oos prices, have gotten so out of hand, that you are sometimes ahead of the game, by choosing the private school.</p>