I previously went to Suffolk Community College and everything was covered under a federal pel grant and tap, I also received money for books. I am transferring to stony brook in the spring, will everything still be covered ?
Well…here is my guess. stonybrook cost of attendance is way higher than your community college, right?
Tuition at Suffolk is bout $5100 and tuition for Stonybrook is $8500.
You will get the Pell and TAP you are eligible to receive…but the max Pell is $5800 for the full year. I’m not sure about TAP.
You won’t get more than you are entitled to just because the cost to attend is higher.
In addition to TAP and the Pell, you will also be able to,take a Direct Loan.
Will you be commuting from home or living on campus?
living on campus, do you know if that would be covered?
Can you provide more information? @krissymig94
What is your total Pell grant for 2016-2017? (What is your FAFSA EFC?)
What is your total Tap for 2016-2017?
Who gave you additional money for books? How much was it per semester? Will that continue at Stonybrook?
What is the Cost of Attendance for Spring 2017 for Stonybrook?
How much do you have saved from your summer job/working?
This is the estimated cost tomattend Stony Brook. Total is about $20,000 for just tuition/room/board. Books are estimated at $900. You will also,have your own personal,expenses…things like toothpaste, laundry soap, etc. as well as transportation to and from college.
Your max Pell is $5800. The max Direct Loan for a sophomore is $6500 for the year.
I don’t know the max TAP award. But it would.hve to,be $10,000 a year to cover the remaining costs.
@sybbie719 what is the max TAP award?
You should also get a job and save some money. Can your parents help you at all?
OH…if,you don’t have health insurance, you will need to add that cost in as well.
Your Cost of attendance will increase based on the new campus tuition, fees, and dorm costs, and then that need goes into the financial aid formulas along with your income and assets to determine your net price. However, schools do not generally meet full need and there is a gap you need to fill with loans. You need to work with the financial aid office at Stony Brook to figure out what your final package will be.
Aid varies from school to school. If you apply to multiple schools, you may get multiple net price results as well as differences in how your financial need is addressed with grants vs loans vs work-study.
@thumper1, I think TAP is similar to Pell – around $5k/year for full TAP.
@krissymig94, What year are you in? If you get full Pell (~$5k), full TAP (~$5k), and take the federal student loan (~$5500) you’ll have ~$15k/year covered. That leaves about $7k/year you need to pay.
If you transferred in the fall of your junior year you could take the $6500 sophomore loan and save that to cover your junior year gap. You could work the summers after sophomore and junior years and save that money to cover your senior year gap. If you live within commuting distance, full Pell and TAP would cover your tuition and any money you earn over the summer could cover your books and personal expenses.
How long were you at community college? Remember that unless you were admitted through an opportunity program at your community college (EOP), then you will only receive 4 years of TAP (regardless or whether or not you complete the degree).
Were you accepted through EOP at SCC?
Full TAP, Full Pell , the SUNY tuition Credit and and the full junior year loan, will not cover all the direct cost for living on campus.
Max Pell $5815
Max Tap $5165 (less if you do not have a 0 EFC)
SUNY Tuition Credit ~ $1400 (less is you do not have a 0 EFC)
Full student loan (jr) $6500
total $18,880
Direct Cost $ $21,916
Gap $ $3036
This does not include books, misc expenses , health insurance, etc. (about another $3k) leaving you with a $6k gap
I agree with @austinmshauri , If you are within commuting distance it would be your best bet to commute to Stony Brook. You must also make sure that you are tight in your scheduling so that you can finish within 4 years.
Sounds like you’ll get a total of about $10k per year in free money. That won’t cover tuition, books, and living expenses. You’ll have to work and probably take a student loan.
Fed and state grants aren’t really designed to cover living expenses. That’s typically on you.