Pharmacy students in their fourth year are considered grad students.
@PharmacyStudent could you please tell us what year you are in college?
@thumper1 and @mom2collegekids I am not a pharmacy student, and I’m still in undergrad as a freshman.
Something isn’t right here.
Are you attending a regular college? Or are you attending a for profit college?
Have you been selected for verification by your college?
With your EFC upstream, you should be receiving $1000 a year in Pell Grant money.
What is the cost of attendance at your college?
Are you e rolled as a full time student?
How many credits have you completed?
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so back then in community college, I was offered financial aid and me and my parents some part of the tuition. Now going to a university they are not offering me any aid
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You state that you are a freshman.
However, you also stated that you were at previously at a community college and you have been in school for 3 semesters.
Did you pass your courses at your previous college?
And…how MUCH aid were you offered at the community college?
Is this a for profit college you are attending?
@mom2collegekids I completed vocational credits, not really any college credits.
@sybbie719 Yes, I did pass all of my previous college courses.
@thumper1 I was offered about $1500 at the community college, and I will be attending a public university this year.
What did your financial aid letter say for the public university?
Did you run the net price calculator on the university website to see what kind of aid they estimate you should get?
@mommdc They said that my family’s income is too high to be eligible for any aid, they suggest me to take some loans if needed.
If your FAFSA EFC is REALLY $4500 or so, you are entitled to a Pell Grant of about $1000 a year.
Something isn’t making sense here. There seems to be a missing piece.
What is the cost of attendance at this public university?
@kelsmom any opinions? It seems to me we are missing some information here.
@thumper1 Cost is about $27,034. Maybe it’s assets that my parents have?
Do your parents have huge assets? If so, those would have been included on your FAFSA. The assets are used to calculate the FAFSA EFC.
In other words, the FAFSA EFC would already include the assets.
Yeah, it was used to calculate the FAFSA EFC. It’s okay, thank you for all of your responses and trying to find an answer.
My parents and I will just pay the full tuition amount.
If you have your FAFSA, make an appointment,with the financial aid office at your school. Do it ASAP. Ask them to go over it with you. Show them your student aid report where your EFC is noted at $4500. Ask them if you are eligible for a portion of the Pell.
I know there is some formula for awarding the Pell that does take cost of attendance as well as EFC into consideration.
@BelknapPoint do you know what this is?
ETA?..if your parents’ total income is in the $60,000 range, they would be paying about 1/2 of their take home pay if they are paying the full cost to attend out of pocket.
You should at least have been offered a $5500 Direct Loan.
Could you please tell us what you received in your financial aid award letter.
Keep in mind that most schools do not meet 100% demonstrated need. What were your expectations regarding financial aid.
Where you expecting most of your cost to be covered?
It doesn’t sound like your financial aid was “cancelled” as you put on your subject heading. It sounds like you didn’t receive as much aid as you did in the past…or as much as you exoected or hoped to receive.
- Your EFC as you posted it here would seem to indicate that you are eligible for a Pell Grant...if you are attending college full time. You need to find out if that is the case...or not. If you are attending full time, you would only get 1/2 that amount per semester...so maybe $500 or so.
But there could have been a change made on your FAFSA by your college. You need to find out.
- State grant. The income guideline for the state grant sounds like it is lower than what your family income is.
- Did your parents contribute to a tax deferred retirement plan like an IRA or TSA? Of so, that contribution in 2015 would have been added back in as income.
- Were you selected for FAFSA verification? And if so, when?
- Maybe you already answered this...but when did you complete your FAFSA?