<p>Does anyone know which colleges or universities on the east coast and chicago give a lot of financial ad to transfers? Schools that have that no loans policy and meet 100% of financial need would be schools that do it right? I know someone that got into at school as a transfer and they gave her $37,000. Does anyone know anymore? I have a 3.7 GPA and I have a great resume and I know that I can get a good teacher recommendation. Please I need answers if I am going to begin the transfer process.</p>
<p>In general, the schools that give generous FA to fr also give generous FA to transfers. However, be aware that while some schools treat transfers like the do fr admits for FA, others have limited FA for transfers. Schools note this on their websites, Brown is an example.</p>
<p>For the most part, the schools that are the most generous with FA also have the largest endowments and are the most selective colleges in the country (eg. H, Y, S, etc.)</p>
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<p>Receiving a generous FA package like this (if it doesn’t include any loans) is due to two factors: a college that gives good FA AND the student has a low EFC.</p>
<p>But doesn’t it also have to do with if the if the school has a no-loans policy or not?</p>
<p>Relatively few colleges have 100% need policies, and of these, only a handful of the most generous with FA have no loan policies; all of which are highly selective, particularly for transfers.</p>
<p>My point in post #3 was that even if a college has the most generous FA policy in the world, you will only get a large FA package if your family QUALIFIES for substantial FA based on their income, assets and other factors such as how many kids are in college.</p>
<p>The “no loans” policy does not mean that you will not have to take out loans - it means that loans would not be included as part of your *need-based *package.</p>
<p>So if, for example, the college’s cost-of-attendance (COA) was $50,000 and you have an EFC of $35,000, then your “need” is $15,000. Your financial aid package, at most, would be for $15,000. At a school with a “no loan” policy that just means the need-based portion will not include loans - so it might mean you would get $2,500 in work/study and a grant of $12,500, leaving the $35,000 expected family contribution for you to pay - and you and your parents might have to take out loans for the part you are expected to pay. (And that would be the MOST generous package you could expect with that EFC - most schools would be far less generous.)</p>
<p>“No-loan” only refers to the need-based portion, not to your expected contribution, so as entomom says it has to do with the FA policies of the school and your EFC. The size of grant another student received does not predict what you might get.</p>