<p>Fosterte, get rid of the asterisk after your
[/quote]
and your quote should work.</p>
<p>Cpt: I agree avout private schools. The cost of tution at state schools, universities, and community college is what I was referring to. I know community college is generally cheaper but even their rates can be high.</p>
<p>As a resident of NH, instate at UNH is about 30k. They also give out terrible financial aid. I understand that NH residents don’t pay taxes, but come on. Half my high school applies to UMass Amherst (where I’m heading next year! WooHoo!!!) as financial safeties. The price UNH gave to me is double the price of what I will be paying oos at another public. When an out of state public becomes the go to financial safety, then clearly the system’s broken.</p>
<p>I agree, Ctcountess. I think the impetus should be to put education resources towards the public options, not the private ones. By strengthening local and community colleges through out a state, just about everyone should be able to get the first two years of college completed. At that point, those whose performance merits it and who want to go to the flagship state school, particularly if the interest is in a field of study not available locally, should get funding to go there. Right now, those kids who do go to comm college or local school, have done well and then want to embark on four year degree are often stuck. Transfers don’t get good financial aid or merit money as a rule. I’d love to see a lot of reforms in this area.</p>
<p>*
New Hampshire’s 2010 tax burden of 8.11% ranks 7th lowest out of 50 states, and is below the national average of 9.9%. New Hampshire’s taxpayers pay $3717 per capita in state and local taxes.*</p>
<p>So did UMass Amherst give you merit aid?</p>
<p>[Kiplinger’s</a> Best Values in Public Colleges-Kiplinger](<a href=“http://www.kiplinger.com/tool/college/T014-S001-kiplinger-s-best-values-in-public-colleges/index.php]Kiplinger’s”>Best College Values, 2019 | Kiplinger)</p>
<p>I have brothers in California and Virginia. Though I am not well versed in the way those state systems work, from what I understand, a pitfall of having schools attractive to OOSers is that it becomes very difficult for a lot of instate students to get accepted. My niece would be an attractive candidate for most of the SUNYs, and have a good shot at both Binghamton and Geneseo, with just the Cornell state programs an improbable reach for her In Virginia, it’s a whole other story. Both she and her sister were shut out of most of the better known VA schools. UVA and W&M, I could see, but, dang, I would have thought the most of the other schools were gos. Nope. One went to an OOS flagship and the other is going to a lesser known VA state school, one I’d never even heard of. </p>
<p>This is a trend that I understand is happening with the SUNYs as well. Binghamton was a safety for my oldest. Wouldn’t have beeen if we move the time line up to this year. I don’t know if my current college kid would have gotten accepted there; kids with higher stats did not from his school. So right now, those kids with truly mid level test scores and grades have a good deal in terms of affordable state schools here in NY that will accept them and give them a good education. And if I get what I wish for, that might not continue to be the case, I am aware. That the Recognition, Ratings and Reputation are not up there for the SUNYs makes the competion much weaker in terms of getting a spot at those schools.</p>
<p>A couple of years ago, I was helping my cousin with her son’s school list and process, and she asked me right out if any of the SUNYs should be on her list, and reluctantly, I had to tell her that probably not, as her son had schools that were better in the 3 R features that cost the same in terms of her state, and to pay OOS premium for, say, UBuff, would not be as desirable for them as staying in state at one of their colleges, like Temple to serve as that safety. They are PA residents. And, yes, it grates on me that my own kid would prefer to go to Penn State, Pitt, and other such state schools over any of the SUNYs, and I can see why he has those preferences. Who the heck as ever heard of Geneseo or Binghamton, and I was confusing Buff State with UBuff at first and I’m pretty well aware of colleges. It hurts that our schools are just not up there, and though I can call them hidden gems all that I want, I’d like to see a little more shine from them How to get that and preserve the accessibility to more NY residents would be a challenge. But it kills me to see those who really can’t afford it pay big bucks for some of the better known local privates (Pace really hits me with a bull’s eye that way) because the SUNY system is so unknown and is perceived to be not so great. </p>
<p>I spent some time at some of the SUNYs and I can vouch for the quality of the material covered. I was blown away by the books being used and the courses in the maths, econ, classics, area are top grade at UBuff. Has not escaped the notice of international students who seem to be going there in droves and taking the STEM and natural science offerings there. Some of the CUNYs appear to be top rate in their offerings as well. THey make the short list of those schools accredited by international accounting standards, and getting into some of those programs is competitive. </p>
<p>I’d like to see the costs reduced for room/board with more financial aid because they do not meet full need, a disgrace of sorts. The NPCs do not do well even for the 4 cornerstone universities. </p>
<p>I know what you mean, Wolverine, about UMich. Smart move they are making in pricing that school at $50K for OOSers so that it’s a competitive $10K cheaper in sticker price right off the bat as compared to private schools that are often competitors in terms of admission yields. Then you throw in another $10K merit for those you want the most, and it can tip that balance. It would do it for me if I had kids in that situation. I’d be danged to pay $50K+ for schools like UMi or UVA that are publics, and with the vast majority fo the school paying at least half less and not of the academic profile as my kid, but a $20K sweeten would make it a deal. I think part of the reason there is not much merit there at UMich, too, is that the money to pay for that full need met guarantee has to come from somewhere. That means cutting the merit money from all but the most desirable students, banking on the instate discount that will bring the cost down beyond what merit and fin aid monies such student is likely to see from like privates and OOS school alternatives. UMich would still be the better deal most of the time. I can’t argue with their reasoning. Mich State has a opening here to woo some instate kids, and make a play for OOSers too. Not too shabby a school there either.</p>
<p>Yes, UMass gave me 10k in scholarships with a contingency of maintaining a 3.2 gpa. UNH gave me a 3k scholarship. UNH also gave me my full pell grant and thats it. UMass gave me my pell and multiple grants. I also qualify for the NERSP tuition break because UNH does not have industrial engineering. UMass is about 10k. UNH is about 20k. I live in NH. That’s ridiculous. But, I’m happy that UMass is more affordable both because it’s the better school and I love it.</p>
<p>Does the high cost of UNH have something to with the fact that New Hampshire has no income tax?</p>
<p>Ooops, I didn’t see the reference to taxes above.</p>
<p>For most OOS (NH) students UMASS would have been more expensive than UNH (which I think is about $25000 per year including fees, tuition, room, and board). However, if a student is given merit aid to go to UMASS (or another NE school) OOS AND is in a major that is not offered in NH and can participate in the NE Regional Student Program UMASS may well be less expensive for that particular student. It sounds like this student has a great opportunity at UMASS as long as the 3.2 GPA is maintained and he stays in that major. </p>
<p>NH does not have state income tax… only property taxes, payroll taxes, and sales tax on “luxury items” … restaurant food, hotels, entertainment. So, there is not a lot of money going in to the NH universities from the state.</p>
<p>It’s not just merit students in NH applying to UMass (along with other publics like UMaine, UVM, URI, and UConn). If you can get in, and you have a substantial financial need, public schools in other states will meet your need MUCH better than UNH will. Usually enough to make up the difference between instate and oos. I love public schools because of their atmosphere and the general student body that attends, but UNH is just a mess. Idk if any other state has this problem or a similar one?</p>
<p>Good to know ctcountess about the financial need piece for OOS students. </p>
<p>On the flip side I know students from MA and CT who are getting better financial packages at some NH state schools than from their own state schools, but I believe this is merit and talent based.</p>
<p>Yeah, UNH will pay big for athletes. In terms of other state schools, I don’t know many. Do you mean like UNH Manchester or more like Keene state? I did not apply to those.</p>
<p>I know that Plymouth State University has merit and talent grants (not just for athletes).</p>
<p>You are fortunate to have a strong financial package at a school that you preferred (and that offered your major!) to the NH in-state options. Congratulations!</p>
<p>I agree with Jazmine on this stuff, being a kid that is probably very similar to the friend of hers who got all the money.</p>
<p>That you claim the in-state schools in Illinois are “too expensive,” in all honesty, baffles me. University of Illinois’s in-state tuition sticker price is $15,000. I do not see that as being too expensive for a middle- or upper-middle class family – with or without financial aid.</p>
<p>@emersongarcia
Where did you get the 15K figure. I just ran the UI net cost calculator for 100K income, no savings, in=state and came back near full pay: $27K.</p>
<p>For 150K, it’s full pay.</p>
<p>Emersongarcia is using cost of tuition, 2018 dad is may be using cost of attendance.( although that seems to include next years increase?)
Usually within the estimated COA, there is wiggle room to make budget cuts on housing, personal expenses, transportation & books.
And those things dont need to be paid for upfront.
Average debt @ graduation is under $23,000 so that is reasonable. Of course that doesnt include parent debt.
[Kiplinger’s</a> Best Values in Public Colleges-Kiplinger](<a href=“Best College Values, 2019 | Kiplinger”>Best College Values, 2019 | Kiplinger)</p>
<p>It will be interesting to see what the next generation will feel about the whole financial aid thing.</p>
<p>My DH went to a highly ranked school and received financial aid based on his parents income. He may have got a leg up in admissions, too, because he was first generation and half Hispanic (Argentinian.)</p>
<p>As a college graduate of a good university and through hard work, etc. DH has had a successful career. His successful income, plus mine (also 1st generation college) has disqualified our D’s from receiving financial aid. We have been able to pay D’s tuitions, but I can definitely feel sympathy for others who do not qualify for aid in high cost areas.</p>
<p>College costs can really set back a family financially if they need to pay in full or else it burdens the next generation with debt. Either way, it does not make those with a high EFC feel very rich anymore. Since we’ve all been raised to feel that things will be better for the next generation, many are becoming aware that it may not be the case for the future.</p>
<p>So my question is: how will this generation who gets fin aid feel when they have to pay full fare for their own children if they are successful in life and do end up benefitting from their (low-cost) college degree? Chances are they may feel up in arms over financial aid when their savings and high income no longer makes then feel so rich when the bill comes for their children.</p>
<p>
Well, here’s one response:</p>
<p><a href=“http://talk.collegeconfidential.com/parents-forum/1489542-dont-want-pay-college.html[/url]”>http://talk.collegeconfidential.com/parents-forum/1489542-dont-want-pay-college.html</a></p>
<p>Are young couples going to be able to afford even having kids?
I don’t see it happening with my kids or my nieces & nephews.
However if they do have kids, I expect they will anticipate what expenses go along with that. Additionally, we would be interested in helping the grandkids with loans as would the other set of grandparents which is a more generous attitude than what my H & I experienced.</p>