<p>My EFC is 27,985. Can I truley expect to get aid from ND????</p>
<p>Well they claim to meet 100% of demonstrated financial need, so I would assume you will get (in loans/grants/work etc) full cost - 27985. However, if you are basing this EFC solely off FAFSA, I don't know what they do with CSS..</p>
<p>Agree. Based on our experience, they do meet 100% of the need. Just be prepared that a decent chunk (as much as 10000) may be met by Stafford loan, Perkins loan, work study before you get grants.</p>
<p>If I am not mistaken, ND will offer more in the way of grants/pure scholarship for need if grades are high enough. The higher the grades/scholarship, ND tends to offer more in the way of grants.</p>
<p>To echo JR526: schools lik ND that use the CSS will end up handing you a higher (sometimes many thousands of dollars higher) EFC. The CSS takes into account parent assets, home equity, assets held in the names of siblings (even college funds), and even assumes that your parents' 401k contributions (not what has been saved already, but what they plan to save in the coming 4 years) should be up for grabs. So if your Dad makes 100K, and contributes $15k of it to his 401K per year, these schools many times say "hey, there's another $15K available to put into the pot".</p>
<p>So... if ND uses the CSS the way other schools use it (like BC, Duke, G'Town) expect to fork over something well in excess of whatever FAFSA rough calculation number you have.</p>
<p>Yes, with that EFC you will receive aid. The harder question is the mix of grant, loans and work study used to close the gap to COA. Our experience a year ago was that ND arrived at an EFC significantly lower than our FAFSA EFC. We have a fairly typical situation, with the possible exception of Catholic school tuition being a significant expense. ND surprised us with a university scholarship of 15K, quite exciting for a time. All you can do is wait and see what they say; I hope you get a pleasant surprise, too. Best of luck with that and however your college journey emerges.</p>
<p>so the CSS number will be bigger than the FAFSA number for most people?...crap. The calculators and "professionals" think our FAFSA will be in the mid-thirties, like 32k-36k, which I don't think sounds right for combined income of 120k, but such is life. </p>
<p>Might just have to go chase the merit $</p>
<p>When does current student receive the financial aid letter?</p>