<p>can you guys see if this is okayy?
from accepting or declining all the loans and work study, i will be choosing to decline the unsubsidized because it has an interest from its start. but i should accept subsidized because i pay the interest after i graduate. Also, i should accept work study because later in the year, i can choose not to do it if i'm unable to but it's safer to accept it for noww. </p>
<p>and can someone explain to me what the PLUS loan is? i'm planning to decline it because it only lends me 300.</p>
<p>i was wondering if we decline most of the loans, is it harder to receive them in the future because they assume that declining your loans shows that your financial needs are stable enough to pay for them.</p>