Finincial Aid for H4 Visa OF F1 Visa

Hey

i am currently living in NC for 4 years on a H4 visa, I am applying to both in-state and out-of-state colleges.

from what I have researched, going to in-state on a H4 visa can make me eligible for in-state tuition but without financial aid and I cannot work or do internships. but if i convert on F1 visa i have to pay more but can be eligible for financial aid and work.

i dont know if i should stick with in-state colleges on a H4 or go to a out of state college in a f1 but with aid.

can you guy help me clarify my confusion and help me determine the pros and cons of this delicate issue?

P.S. I am applying to 3 in state colleges but my dream schools are all out of state

thanks