FIU Honors VS FSU

I don’t know what to do. I am majoring in math and in the future I hope to go to NYU or UCLA for gradschool. I have a full ride including books to FIU (honors program) plus I’ll be getting money back each semester. In order to go to FSU I would have to take out loans and become in debt. However, FSU is supposed to be a better school than FIU and look better when I apply as a graduate from there, when I apply for grad school at those universities which might increase my chances of getting in. Is going to FSU and paying much more worth getting a “better education” from a more “prestige” school?

Will FIU allow you to take advanced (graduate) math courses as a jr/sr if you’re advanced enough?
Check that. It’ll matter more for graduate math than FIU vs. FSU.