<p>About a year ago I started my second semester at FIU, I did not get any financial aid or federal loans to pay for it but I did take out a personal bank loan to pay for my classes. Anyway that semester didn't go so well for me since I ran into some serious family trouble. Since then I've taken a break from school but recently I received a letter from a collections agency saying that I owe FIU a big sum of money. I don't understand why this has happened seeing as how I payed for the entire semester. Why am I being charged for failing classes? Has this happened to anyone here? I really need some help since the people the people in the financial aid office aren't being very helpful.</p>
<p>You need to call the bursar - the office that deals with billing.</p>
<p>Are you sure the bank loan was applied to your balance? Are you currently in repayment on that loan? Find out from the lender what was paid to the school & when. That will help when you call the Bursar (Student Accounts Receivable).</p>
<p>The bank deposited the money into my checking account so I payed my balance by check. I’ve also been paying back my loan on time.</p>
<p>You paid for both semesters you attended, in full? Had you registerest for classes for the next semester? If so, did you make sure you officially dropped them?</p>
<p>Yes, everything was paid for I remember checking constantly to make sure I didn’t owe anything while I was attending. I failed every class in that spring. I haven’t been to school since. I received the collections letter in the mail Saturday. This whole situation is driving me nuts!</p>
<p>Definitely call the bursar’s office.</p>
<p>If you paid for the second semester, why did you ask:
</p>
<p>Eg. one has to pay for the infrastructure whether one passes or fails. Whether one attends the class or not. Etc. etc. (unless you a) withdrew successfully before the drop deadline or b) had a bonafide medical emergency/conditions).</p>
<p>Ask them to email you a statement of account to show where the charges originated and show payments applied.</p>