<p>I'm trying to get this all straight in my head. :)</p>
<p>I know that int'l students aren't eligible for federal aid or loans that are federally subsidized.</p>
<p>However...</p>
<p>Some int'l students are wanting to find schools that give a lot of aid. I know that Ivies and similar do give "no-loan" FA to internationals.</p>
<p>But, other schools often have substantial loans in their FA packages. </p>
<p>Moreover, on one website, it said that int'l students need (or often need) a US resident or citizen to co-sign a student loan (I guess they fear that the int'l student will return to their home country, not repay, and then pursuing that debt would be difficult.</p>
<p>1) Do many/most loans for int'l students require a co-signer?</p>
<p>2) If so, is it typical for the bank to require that the co-signer be a US resident/citizen?</p>
<p>3) Is it hard for American schools to confirm income/assets of International students to determine "need"? </p>
<p>4) Is there any amount that an international student can borrow without any co-signer at all?</p>
<p>Thanks!</p>
<p>^^^</p>
<p>I’ve looked thru that thread a few times. It mostly has int’l kids asking for names of schools. It doesn’t really answer my posed questions.</p>
<p>To the best of my knowledge, all student loans written by US banks for international students will require a US cosigner. International students should investigate loan options in their home countries.</p>
<p>US colleges/universities require that international financial aid applicants complete international financial aid forms, and successful applicants must provide proof of funding in order to get a student visa. I have no idea how often the colleges/universities and visa officers actually dig into these records, but students are denied visas every single year so some of them must have inadequate financial information.</p>
<p>A good source of information for your international candidates is [EducationUSA</a> | Study Abroad, Student Visa, University Fairs, College Applications and Study in the U.S. / America](<a href=“http://www.educationusa.info/]EducationUSA”>http://www.educationusa.info/) After reading everything (and I do indeed mean everything) at the website, the candidate should make an appointment at the closest advising center. I used to work with these people when I was living overseas. They almost always know their stuff, and if they don’t, they know where to find out the answers that they need. They are the true experts on getting students from the areas that they serve into good colleges and universities in the US.</p>
<p>^^^</p>
<p>That’s what I thought. I think a lot of Int’l students (and US students) don’t realize that many of their FA packages will include student loans (at least those from schools that aren’t elite). Obviously, the international student isn’t likely going to have a US resident to co-sign loans for him.</p>