Help Me Assess How I Am Going To Go At Paying!?

<p>Hello everyone!
I am a junior in high school at the moment and I want to go to Testt College of Technology for a trade school in electrical field. Although to sum it up, it may cost me about $26,500. Rough estimate if I can find cheaper things.</p>

<p>I am not sure how to go about finding an apartment. The location must be around Beltsville, Maryland. </p>

<p>I work at Subway right now making about $90 a week. Which I have about $200 in the bank. </p>

<p>I am wondering what sort of loans I may be able to apply for? My parents have a horrible credit score and I do not have one or have any idea on how to get one.</p>

<p>Can anyone help me sum up how much I can pay. Cheapest possible. Thanks !! :D</p>

<p>Which program do you want to complete there? Does PG-CC offer anything that is equivalent? Have you checked the Maryland Higher Education Commission website to find out where the program is offered in the state? Those places are where you should look first. Don’t attend a for-profit school like TESST if you have other options.</p>

<p>Without qualified cosigners you won’t be able to borrow the costs. You’ll be limited to federal student loans of $5,500 for freshman year.</p>

<p>You need to find a more affordable school. This one won’t work.</p>

<p>Do not go to that school! It’s a for-profit and you will regret it later.</p>

<p>Thankfully, you wont’ be able to get the loan that you’re seeking. Think about how much you’d be borrowing for the total program. How much do you think the monthly payments would be? How much do you think you’d be earning upon graduation? Too much of your “take home pay” would be going towards debt. Once you’re working full time, you’ll be paying taxes, rent, utilities, cable, internet, cell phone, food, car expenses, clothing, etc. Not much will be left to put towards big debt. </p>

<p>Can’t you get that education at a CC?</p>

<p>I want to go to a trade school in Maryland. Do you have any suggestions? What is a CC? I want to be an electrician if that helps.</p>

<p>CC = community college</p>

<p>I don’t know anything about schools in Maryland (although I am sure there are others here who do!) - you should do some online research to find out which schools will offer the training you need. Happymomof1 suggested checking the Maryland Higher Education Commission website. That seems like a good place to start.</p>

<p>Are you currently a resident of Maryland, or would you be moving there?</p>

<p>hopefully, HappyMom will chime in here. She knows a lot about Virginia CCs.</p>

<p>Here is the link to information about licensing for electricians in Maryland [Maryland</a> Board of Master Electricians - Division of Occupational and Professional Licensing](<a href=“http://www.dllr.state.md.us/license/elec/]Maryland”>Maryland State Board of Electricians - Division of Occupational and Professional Licensing) </p>

<p>Prince George Community College appears to offer a program that will start you on your way: [Prince</a> George’s Community College :: Electrical & Residential Wiring (NCCER)](<a href=“http://www.pgcc.edu/Programs_and_Courses/Noncredit/Noncredit_Program_Detail.aspx?id=6442462758]Prince”>http://www.pgcc.edu/Programs_and_Courses/Noncredit/Noncredit_Program_Detail.aspx?id=6442462758) If that location is not convenient for you, check the websites of the other community colleges in Maryland that are easy for you to get to.</p>

<p>Wishing you all the best!</p>

<p>P.S. CC is short-hand for either Community College, or College Confidential.</p>