<p>hi I'm an international student who is applying for need&merit based scholarships</p>
<p>my parents have made a bank account to my name with app. $11,000 set aside for my university education
my parents also have our family account with app. $50,000 life savings
we have no house (we live on rent) with only an old truck worth...uhhh....nothing.</p>
<p>I am applying to schools which either give or do not give need-based aid to int. students
and I'm wondering which bank statement I should send.</p>
<p>I am pondering on this because my father has also applied for graduate school studies this year (this cannot be changed), and we are going to sponser him with the family account, and our family earns $20,000 a year;
we are living tightly on budget, sometimes even taking out from our life savings.
I believe sending both documents would give a false idea on the amount my family can provide me with and on our financial situations.</p>
<p>if the expenses excluding tution is $10,000, may I just send the amount dedicated to me?
will sending only my bank statement defer me from university?
is it preferrable for me to send both docuemnts?
I dearly need the financial aid :(</p>
<p>First, what colleges only cost $10K for an international? I can only think of community colleges and I don’t know of any that would give aid to an international.</p>
<p>For financial aid, you will have to show both accounts. Unfortunately, most schools will not count the parent in school and give you a break for that.</p>
<p>Each school will look at it differently. The low income should help. If they treat assets for internationals as they do for Americans, you are better off keeping all of the money in your parents’ name, the colleges take a lower percent of their assets than of yours.</p>
<p>if the expenses excluding tution is $10,000, may I just send the amount dedicated to me?
will sending only my bank statement defer me from university?
is it preferrable for me to send both docuemnts?
I dearly need the financial aid</p>
<p>You have to send info about both accts. Hmom is right; put all the money in the parents’ account.</p>
<p>I’m not sure what you mean by: if the expenses excluding tution is $10,000, may I just send the amount dedicated to me?</p>
<p>Why are you concerned about “expenses excluding tuition”? You need to be concerned about the entire cost - tuition, room, board, books, misc, travel, etc. </p>
<p>What money is going to be available from your family for your soph, junior, and senior year?</p>
<p>just curious, how would colleges find out anyways if you report only one account? </p>
<p>Ok, I guess it would kind of be obvious if the kid had 11 K and the parents had no money, but if it was less obvious, like if the parents had 11 K and the kid had no money… lol</p>
<p>1) the funds available from my family will be max $20,000 p.a. so I definitely need a schol</p>
<p>2) unis applying:
Trinity University (needbased f.a. available for ints)
SUNY Binghamton
Pepperdine University
Carleton College
Wheaton College (out of school org may provide for full tution, posssibly even more)</p>
<p>3) my stats:</p>
<p>GPA: we dont use GPA, but I havea B+ average where a B grade is equivalent to an American 80%
SAT: 2000
no SAT2s
founder and prez of Social Services Club,
7 year member of Debating Club,
editor of school newspaper
vice prez at stud.c.
treasurer at out of school charity organisation
Bibleschool teacher at Church
pianist at church for 3 years
class rank 9/32 taking most challenging courses
no APs
great recs
I cant rate my essays</p>
<p>You’re talking about max. 20 K for only one year, right? </p>
<p>Sorry to be negative, but you’re not even in the top quartile??? Did you rank already take into account that you’re taking most challenging courses?</p>
<p>the rank does not put into consideration which courses one takes
it’s…whaddaya call it…unweighted rank?? :/</p>
<p>so, if I don’t report that to the school, would they just pass me by as “taken hardest courses but still not on top of class”= ordinary smallfry?</p>
<p>If your family only earns $20k per year, how will they be able to contribute $10k every year? </p>
<p>Do you know which of your schools gives lots of aid to int’ls with SAT 2000 & B+ GPA?</p>
<p>Again, you need to ask your parents to put that money back into THEIR account. You’d likely get more aid that way IF a college was going to grant you aid.</p>
<p>*just curious, how would colleges find out anyways if you report only one account? </p>
<p>Ok, I guess it would kind of be obvious if the kid had 11 K and the parents had no money, but if it was less obvious, like if the parents had 11 K and the kid had no money… lol *</p>
<p>this is probably one reason why most US colleges don’t give aid to int’l students. It’s a big problem trying to find out if the applicant is being truthful about bank accounts and such. Certainly a school doesn’t want to give a big aid to an affluent int’l student who’s hiding money, while a truly needy American student might get little to nothing.</p>
<p>well, firstly, there’s the savings as mentioned in previous posts
and for the rest, I am hoping to receive other small small scolarships ($1000~)
and if we really really have to, my parents said they would get a loan, but I’d rather not.</p>
<p>besides, mom2, my parents named the price, I’m just quoting it :P</p>
<p>money in parents account: done.</p>
<p>hmmm maybe you’re right about the int f.aid theory,
but an int stud also puts him/herself in much greater disadvantage by applying for f.aid in the first place</p>
<p>Wheaton C- “may” receive +/- full tution schol from out of school
Trinity U- need based f.a. available for int.studs
SUNY Bing- within range of family budget, better if aided with schol</p>
<p>I know my stats aren’t much compared to those of so many other studs on collegeconfidential, but I still hope to be considered for merit based f.a too :)</p>
<p>I think a lot of schools in the US takes into account the course load when ranking students, so you should probably mention that your school doesn’t (or better, ask your guidance to mention it)</p>
<p>I heard that there is a ticking box in the counselor’s common app forms varifying whether the class ranks are weighted or unweighted
(I’m not sure if this is true, but I think I heard this from either our scl counselor or a friend who claims to have heard it from the counselor)</p>
<p>if it isn’t true, I guess a note would be absolutely necessary,
but if the rumor about the “ticking box” is true, am I safe as long as the scl ppl ticked “unweighted”?</p>
<p>Yes, on the Common App Secondary School Report the counselors are asked to indicate if the GPA is weighted or unweighted. I know because as a homeschooling parent I had to fill out the Secondary School Report myself.</p>
<p>*SUNY Bing- within range of family budget, better if aided with schol
*</p>
<p>I thought the family budget was $10k per year???</p>
<p>SUNY Bing has a COA of $28k (and that doesn’t include int’l travel costs). To get an education VISA, you’d have to show that you’re able to pay that amount.</p>
<p>Tuition: …12,870
Mandatory fees:…1,798
Books…800
Personal/misc…1,200
Room and Board…10,612</p>
<p>Total OOS COA…27,280</p>
<p>I don’t understand when you say that is within the range of family budget.</p>
<p>From U Bing website…</p>
<p>*International Students</p>
<p>Binghamton University Financial Aid Services is only able to provide funding to qualified U.S. citizens, permanent residents or other eligible non-citizens. Our office does not offer scholarships or awards for international students; however, some lenders will provide alternative education loans to international students who are able to provide a co-signer who meets the citizenship criteria. </p>
