Yes, Stanford and Princeton are insanely competitive. Stanford accepts under 5% of applicants, and Princeton is barely higher. This number includes recruited athletes who are competitive at the national level, others with national accomplishments in the arts, etc., and other “hooked” students. The 25/75 SAT range for Stanford is 680-780 RW and 700-800 Math. About a half dozen from my town and surroundings have gone to Stanford in the last few years. Every single one was a recruited athlete. A “regular” student with typical ECs and very high test scores and very high grades is still very unlikely to be accepted. It’s nothing personal, just a matter of supply and demand. And the vast majority of people who are not accepted to these schools go on to happy, productive, and successful lives.
The great news, though, is that there are many, many terrific schools, including the first 3 on your list. Great advice to look into tuition arrangements through the Midwest Student Exchange Program.
https://msep.mhec.org/about
You don’t mention the financial side. How much can your family afford to pay? That is absolutely crucial. Unfortunately, possible schools might be unaffordable. Typically public in-state universities are going to be the most affordable options, and any OOS schools that offer tuition matching. The exceptions: an offer of significant merit aid and/or significant need-based financial aid. You are a good student and are asking the right questions. Merit aid, though, often requires very high scores/grades. You might explore aid at some public universities that are not as competitive (as a Michigan, Wisconsin, UNC, UVA, William and Mary, etc.). If you would rather go to a place, like, say, the University of Arkansas, which is a state flagship/research university, and/or schools in Post #1, you could run the net price calculator (NPC), which will give you an estimate of what you would be expected to pay. Every school has this, and you can google it.
Otherwise, that leaves need-based aid. You can google “colleges that meet full financial need.” These include the wealthiest and most competitive schools, like Stanford and Princeton, but also a few that are not so insanely competitive (for everyone).
A final thought, you might explore Colleges That Change Lives (CTCL) and Work Colleges (the latter especially if your family will be paying little to none of your college costs). Probably most of the CTCL schools will be too expensive, but maybe you could target a couple that look promising and run the NPC to see if you can find any good financial news.
https://ctcl.org
Among the work colleges, where students work for their educations, I only really know Berea, which is a very fine LAC with inspiring students. Note that you need to start the application process early there, and must interview.
Good luck!