<p>Penn meets all demonstrated financial need with no loans which is super duper awesome but i have heard that their EFC is often higher than the govts?
any experience with this?
what does Penn stress more than the govt that causes this change</p>
<p>The EFC is higher than what you see on FAFSA, but those are always ridiculously low anyways.</p>
<p>You’re going to a private Ivy League school, and one of the best universities in the world. It’s gonna cost some money. Go into debt if you need (not too much obviously).</p>
<p>I will admit, my experience with Penn Financial aid has been incredible, and I feel blessed. I consider myself middle-class where I’m from.</p>