<p>I’m sorry to sound insensitive, but that is a lot of disposable income. Your family makes more in 5 years than most make in a lifetime. But it sounds like you want to pay for your own college, which is admirable, but I would say it carries more consequences that you may realize. Paying for your own college to be independent sounds great until you have to pay the monthly bill. You shouldn’t feel bad about your parents paying for your college if they want to. It’s really expensive to go, and if your parents can help out, by all means, you should take them up on the offer.</p>