<p>I tend to agree with hellodocks. But only you know what you are comfortable with.
OP you havent stated if your parents are helping or if you are working to save.</p>
<p>I just think I’m missing how milkandsugar is coming up with only $16,000 short of the billable cost. Am I just missing what’s right in front of me… or…</p>
<p>EDIT</p>
<p>Sorry, were you counting the money I have saved in the bank in that figure? I forgot about that.</p>
<p>Sorry. My parents are more or less supportive of me; they want me to do what I feel is the best decision. So, yes, they’d be willing to support me financially. However, it’s not the case that they have a college fund set up for me or anything like that, so I’m not sure if they can support me, you know?</p>
<p>I could probably get a job, but I’m not sure it’d be worth it. NYU isn’t worth the cost unless I can excel to a ridiculous amount. And given how intensive the programs are, I’m not sure if getting a job would be a good idea. Maybe I’m just underestimating myself or being lazy?</p>
<p>P.S. I hear the filmmaking program is extremely intensive, but I also want to try to earn a second major in philosophy (or at least a minor). That’s why I’m not sure I’ll have time for a job. Maybe someone else can speak to this doubt.</p>
<p>Perhaps I should have mentioned that I attended the first 2-years of college (community college) on a scholarship and virtually paid zero money. Assuming my credits transfer over, that could make attending NYU a pragmatic decision.</p>
<p>You can tell your EFC by looking at your Student Aid Report generated by FAFSA. They will tell you exactly what it is. If you have trouble finding it you can always call the school and ask…the FA office can look it up for you as long as you have already filed the FAFSA.</p>
<p>However, I am kinda interested in the original topic. How are the rest of you paying for NYU? I plan to pay for it with FA, ed awards, and a small amount of loans if necessary.</p>
<p>a) Whether you want to earn a second major or declare a minor, the amount of credits NYU will require of you to graduate is the same. You’ll have the same amount of time on your hands whether or not you have one major and a lot of electives, two majors and less electives, or a major + minor and a moderate amount of electives.</p>
<p>b) You can get a job. I have had at least two jobs at the same time along with 18 credits a semester pretty much since I first set foot on campus. It is doable. You need to be determined of course, but it is doable.</p>
<p>c) You got half of your college education taken care of for free. I would kill to be in your position. You also have the chance to go to one of the premiere programs in the world and you’re balking at having to pay the last two years of school, even with your parents supporting you? I may be having difficulty understanding your reticence given that my parents aren’t helping at all, but if I knew that I had two years’ cost to worry about + parental help, I wouldn’t have a hard choice here.</p>
<p>d) Yeah, milkandsugar was counting every dollar amount you mentioned.</p>
<p>I agree with hellodocks, I feel you can afford this school and it is your worthwhile. NYU is ranked amongst the top in the country AND the world. A degree from here is defintely worth it but only if you are going to work hard after you graduate and not just banking on your degree with an NYU name on it to get you where you want to be. Someone who is questioning themselves…and openly admitting that they might even just be acting “lazy” and not even willing to try to have a job while going to school at the same is not really the type of attitude that succeeds at NYU or succeeds in the job market. I dont mean to be harsh and I do not mean to insult you. Some kids would kill to go to NYU and your questioning it because…you dont want to put in the work. Its only worth it if you feel its worth it. NYU is very expensive…and if its not your dream school…or if hard work scares you…maybe just go to a more average school? Again, not trying to insult you but its a lot of debt to take on for a school that you seem kinda meh about.</p>
<p>hellodocks - very informative and good points.</p>
<p>citygirl1018 - no offense taken. I’m a hard worker, I’m dedicated to my education, and I’m passionate about my intended majors. However, I’m a very - what’s the word I’m looking for - skeptical or pessimistic person, so I always try to look at things from different perspectives.</p>
<p>@City girl-
I’d like to know how everyone is individually paying for it as well so I’ll state how I am
-15,000 from nyu
-10,000 my parents
-10,000 grandma
-5,500 loans
-3,000 work study
and the rest with various air national guard payments (I’m joining to pay for college-taking a gap year for training)
-signing bonus, GI Bill, GI Bill kicker, NY tuition assistance, fed tuition assistance, training pay, ect</p>
<p>I feel like I’d be better off on the whole coming from a low income family, lol.</p>
<p>pleaseplease15: let me know how much the GI Bill ends up paying.</p>
<p>pleaseplease15:
What is your EFC btw? And when did you recieve your aid?</p>
<p>I plan to apply to NYU in a couple years after some additional schooling at a community college. If I did get accepted into NYU I would pay for it with educational awards (i should have two by then) each valued equivalent to the pell grant for the year it was issued. The one Im getting in July is like 5500 or something. The both of them will be about 11k or so…
Then im hoping I get atleast 20k from FA. When I was accepted into Fordham they gave me 18k then an extra 2k after additional evaluation equaling 20k. Fordham is much less endowed school than NYU so hopefully they will give me that some amount or more. Also I should qualify for a dependency override because at the community college im going to in the Fall they have granted me a dependency override. Hopefully that will qualify me for even more aid. The rest (which is a lot) I hope to pay with workstudy, savings, and I dont mind taking out some loans.</p>
<p>At the school I am going to in the Fall I am considered a priority student when it comes to FA. I am given the most advantages they can give because of my dependency override. I dont know how generous NYU is with dependency override students but hopefully they are generous to those who dont have parents to back them up. </p>
<p>I think there will be a lot I cant cover with FA, savings, and my ed awards, but I dont mind taking out loans for NYU. Its always been my dream school. My parents worked there for like 15 yrs and they quit when I was like 12 or 13years old just years away from my college years knowing how much I wanted to go to the school, but I feel like I shouldnt let that stop me. Sometimes it does scare me when I think about how much money it is. Im not going to let myself get into massive debt but I dont mind taking out a reasonable amount of loans to go to my dream school.</p>
<p>BTW…when is the best time to apply for NYU?
I figured the earlier the better but then I was told ED students typically will get the least amount of aid.</p>
<p>I applied *last minute<a href=“the%20day%20before%20the%20deadline”>/i</a>. Since I had nothing else to send with my portfolio, I had to create my artistic sample two weeks before the deadline, so I was forced to wait to submit my application. I still got in. But I would think earlier is better and safer. Not sure about ED.</p>
<p>City Girl,
my guard payments will break down like…
NY tuition assistance 4300
federal tuition assistance 4500
drill pay mountly but will total 3000
GI bill 3000
GI kicker 1800
I’ll get paid during all of my training between a couple thousand to 18000 depending on what I do
and i’ll get 20000 in loan repayment </p>
<p>My family’s EFC was 20,000, which I’m getting from my mom and grandma together hopefully</p>
<p>My EFC is 0 right now on FAFSA because I have a dependency override and it is based of my small income alone, parents not included.
Anyone here ever have an EFC of 0 at NYU? Were they generous with you?</p>
<p>Thanks in advance!</p>
<p>If you wanna be a film major there isn’t much better than NYU. BUT, with a film degree, you probably won’t be making much money within the first 5 years even if you get a job as a full time PA at, for example, NBC, right outa school. I would consider applying for USC’s film program for spring 2012 because they have MUCH MUCH MUCH better financial aid.</p>
<p>I paid the admissions fee and signed up for classes (didn’t pay yet). I’m waiting to hear back about the GI Bill/Yellow Ribbon program. I’ll let you guys know what happens.</p>
<p>I’m still technically enrolled at Rutgers, so if I have to drop out last minute, it won’t be a huge deal (I’ll just lose the $500 deposit). But based on the advice I received here, I’m planning to attend - unless I get royally screwed with the GI Bill somehow.</p>
<p>Still waiting for news on the GI Bill and Yellow Ribbon. Apparently both are in Congress. But it seems like I’m entitled to at least $17,500 for the GI Bill, and potentially $7000 for the Yellow Ribbon.</p>
<p>Interesting fact for transfer students: if you’re a PTK member, you could be eligible for up to another $2,500 per year. I was randomly contacted about this, and it seems like I might have some more money.</p>
<p>Wow, Isealbz,</p>
<p>What great news! Congrats. This has made the NYU dream so much more affordable. You are very fortunate under the circumstances and have to thank your dad. Hope the bills go through smoothly in Congress. If you have the housing allowance, you should be very close to the cost of attendance plus housing. :)</p>
<p>When I applied last year, my EFC was incredibly high. My initial scholarship was only $9,330. But I appealed, for my father was laid off, and my mother is on disability. I filed a Budget Appeal form and sat in the financial aid office for two hours on Accepted Students day and explained my problems. Two days later I went back to check my Albert and everything was changed. They upped my scholarship to about $23,000 and I got a Tap award and a pell grant. With state loans my whole package came to $28,000 and then the rest is in a Federal Plus Loan that we’re deferring until 6 months after graduation. So I’m basically paying half if I do low cost housing, which I’m 99.9% sure that I am. NYU has been my dream since middle school and I truly believe if you fight back enough for more money; they’ll give it to you.</p>