<p>Alright, so, lets say SC costs 50,000 (plus or minus a little)... with this, I will only get 10,000 from the Obama and the government for USC... So that leaves 40,000. I have applied for scholarships (over 25), and received 0000.00!!!!! So, assuming I get lucky and come up with 5,000 in scholarships (already denied from USC scholarships), I need 35,000! That will wipe out my savings of 3 years of diligent saving and working over summers, my bonds that I took in lieu of presents at birthdays and Christmas', and will eliminate my college fund (was 10,000 higher when the stock market was good, now only up 2% from when it was started 17 years ago!!!!!!!). </p>
<p>WHAT CAN I DO... I really want to go to SC, but I don't wanna leave college with 80,000-100,000 in debt. I have tried so hard, and want this soooo bad, since I'm a spring admit, I would go to community college over fall and kick ass, getting 3-4 classes done, and then do that every summer, hopefully cutting the costs, but STILL. HOW CAN I GO TO SC without having to file bankruptcy at age 23!!!</p>
<p>CC411, please help, you said you have 2 kids in SC, how!!! how??????</p>
<p>Just get a student loan. There are some that you don’t have to pay off until after your four years are up, and even during those four years, no interest is charged. Then get a job when you’re done and pay it off.
Trust me, there are millions of people with the same concern as you, especially now. My parents both ended college/grad school with 250k in debt each, yet they were able to pay it off in a couple years.
But how do you figure you get 10k from Obama??</p>
<p>Well, I am eligable 10k from the FAFSA and stuff, you know, the (Cost of Attendence) - (Expected Family Contribution {mine is insanely high}) = amount eligable…
but , I probably wouldn’t get 10k, I’d get 0, FMLFMLFMLFMLFMLFMLFMLFML</p>
<p>HELP,
MONEY,
MONEY
If everyone in CA gave me a penny, I could afford a USC education.</p>
<p>I am not sure what you mean when you say you will get $10,000 from the government - do you mean your EFC is $40,000 and so you expect $10,000 in financial aid?</p>
<p>If your EFC is $40,000 you might be offered about $2,000 - $3,000 in work/study, about $3,500 in a Stafford sunsidized loan, another $2,000 Stafford unsubs, and then a grant of possibly $5,000 - $6,000 from USC. (Though all of that could be changed by the information on the CSS/Profile, which asks about things like home equity that the FAFSA ignores.)</p>
<p>I see from previous posts that you have also been admitted to UCLA - which is an excellent university and, in your situation, possibly a much better financial choice.</p>
<p>Good luck, and hoping you find enough to go to USC!!!</p>
<p>***One other note: Last year there were many post-ers who reported getting USC scholarships (the “University Scholarship”) into the month of April, so don’t give up yet.</p>
<p>Calm the **** down. Whats your major?
If its some **** like poetry I’d tell you that you are screwed. But if you plan on becoming a lawyer, accept the debt and just think about how you will be able to pay it off once you have a nice job.</p>
<p>Hey binks, you’ve got two kidneys, right? Worth a bundle on the black market…</p>
<p>JK, but we have the money for USC or UCLA (also business) and are still struggling with the decision given the extra cost. It would be an easier decision if substantial loans were involved.</p>
<p>Funny you say that binks, DH used to joke about selling sperm when we were in college 30 some years ago. I’m all for renewable resources though…</p>
<p>I suggest you go to UCLA your first two years, work out a transfer agreement so that your classes transfer to USC, and then try to transfer for your last two years at USC. I don’t recommend taking student loans unless you have a profitable, sure thing family business to rely upon graduation. I don’t know how kids take all of these student loans when it is hard enough to manage on a regular pay check. Parents save for their college kids ed. from the time they are babies. If you use up your savings, that is what the savings were for.</p>
<p>I’m not going to a community college… honestly, i could have ****ed off in high school not tried, not taken the SAT, not blown the thousand or so dollars I did on SAT prep, SAT’s, College Apps, etc, </p>
<p>My D did go to CC for 3 semesters & is happy at USC now. We could not have afforded for her to have 4 years at USC, but 2.5 years is much more do-able. She worked hard to get where she is and is proud of the journey she has taken to get there. She will also take summer school at our local flagship U to supplement her USC education so she can take a lighter load there. Don’t bash CCs without doing your homework. Many are taught by the same profs who also teach the SAME courses at flagship U for much higher prices. She enjoyed the smaller class sizes, free parking & more individual attention she got at CC & we all enjoyed the small price tag–sure beats mega-loans (saved at least $75,000 for us).</p>
<p>I’m not bashing cc’s, I’m just saying that I don’t want to jeopardize what I’ve already worked for… since I’m a spring admit, I figure on going to cc in the fall and busting my ass anyways, and doing that for every summer, and fiscally, it would be better spent to get my education in 3 years with help from cc than 4 straight at SC.</p>