<p>so after you fire a machine gun out of the back of a helicopter in Iraq for 3 years you can go to the instate art school of your choice. Welcome to America!</p>
<p>^^^
not every chosen major gets sent to war. My friend’s D is majoring in ship design for NROTC. She’ll never see combat.</p>
<p>My H’s friend is a cyto-pathologist (sp??) for the Navy. He’s never been anywhere close to combat. He’s been in Navy hospitals in Italy though - he loved that.</p>
<h1>101</h1>
<p>There is always one.</p>
<p>
The percentage of military personnel that are actually involved in combat is very small. However it is always a risk and should be considered carefully…particularly if you are entering as an enlisted person in either the Army or Marine Corps.</p>
<p>^^^</p>
<p>True…but I was talking about those in ROTC…they choose their majors and know which majors will and won’t see combat.</p>
<p>Enlisting is a whole different ball o wax.</p>
<p>
Agreed. I was mostly addressing the plan of action described in post #100.</p>
<p>I’ll probably graduate with about $100,000 - 150,000 in debt, although it will probably be less if my family can pay off a lot of the debt during my college education.</p>
<p>^^^
I’m confused. If your family could contribute enough to “pay off a lot of the debt” while you are still in college, why would you incur that much debt to begin with?</p>
<p>aglages…some families use things like Parent Plus loans to help finance college costs. Then the parents pay back those loans. Of course, the family would have to QUALIFY for these large loans! In some cases, it’s a matter of “cash flow”. The family actually has the money but not all up front (maybe income is increasing or someone gets an annual bonus, or a property gets sold or whatever).</p>
<p>*I’ll probably graduate with about $100,000 - 150,000 in debt, although it will probably be less if my family can pay off a lot of the debt during my college education. *</p>
<p>Is this for undergrad??? What will be your major?</p>
<p>Do you realize that if you do have that much in loans that your monthly payments will be about $1200 - $2000 a month depending how much you borrow?</p>
<p>Seriously, don’t borrow that much, if you will be responsible for repayment. You would need an income of $140k-200k+ to comfortably afford that payback for 10 years. There aren’t that many undergrad jobs that soon pay anyone that much money.</p>
<p>The way I see it, the importance of an undergrad degree pales in comparison to a grad or professional degree (some go even as far as saying undergrad is useless). So why put yourself into massive debt and not be able to attend grad school, while someone who attends X University earns a degree with little debt, pays it off, and goes to grad school (which also accumulates a lot of debt) and starts his career with a high educational background.</p>
<p>Seems like a no brainer to me… Why put yourself into 100k+ debt, putting strain on yourself and your parents before you start? Worry about grad school or worry about your future plans and how you might pay it off than putting yourself into MASSIVE debt</p>
<p>This thread gives me the impression that I should only be considering the degree and the cost, but what about the rest of the “college experience”? I could be miserable like my friends and go to a university in Oklahoma, where I’ll be surrounded by people I don’t identify with (religious conservatives), but only spend $5k/yr. Or I could go somewhere new, hopefully experiencing an environment of like-minded peers for the first time, maybe discovering the region I want to live the rest of my life in, probably having a much happier college experience, and spend $30k/yr.</p>
<p>I already finished my AS degree for free, and I’m pre-med, so why stay trapped here for the last couple years of my freedom?</p>
<p>This thread gives me the impression that I should only be considering the degree and the cost, but what about the rest of the “college experience”?</p>
<p>Of course you should also be considering college experience. :)</p>
<p>I don’t think people are suggesting that people should only go to their cheapest school regardless of campus life. My kids certainly didn’t do that. They would not be happy (I don’t think) going to school at the local U. They are loving the “full campus experience” of academics, clubs, going to football games, etc.</p>
<p>Remember, many on CC are not going to be going to med school or law school or wherever. Many will leave their schools with a BA/BS in hand and start a job making $30-60k per year. That’s not enough to pay big loans back. You talk about “full campus experience”…well these people won’t be having a “Full 20-Something” experience if they have to spend their 20s and early 30s drowning in huge loan payments. </p>
<p>I don’t know enough about Oklahoma. I know it has a lot of NMF from OOS. So, there must be “some” diverse opinions from that. But, you know the campus better than I do. :)</p>
<p>But…since you only have 2 years of undergrad to be concerned about, you’re in a different situation. If you were facing 4 years of undergrad to pay with loans **PLUS **med school, that would be an issue. I’m sure you would agree :)</p>
<p>That said, won’t you likely need to borrow about $150-200k or so for med school? Won’t that repayment be difficult for at least the first few years post MD? And, you’re thinking of adding another $60k on top. Repayment of $200k is $2300 per month. For new MD’s that alone will be difficult. And, you’re thinking of adding undergrad loans on top.</p>
<p>BTW…how are you only going to spend $30k per year for junior and senior year if you’re going OOS? I can think of only a few OOS schools for you that would be that cheap for total cost of attendance.</p>
<p>Where are you thinking of going?</p>
<p>Well, I didn’t actually say the words “full campus experience,” that you quoted me for ;), but I appreciate the response nonetheless!</p>
<p>I was just guessing on the cost. I’m pretty clueless :). That’s the “annual estimated cost” that College Pr.owler lists for me at Ohio State, Penn State, and Oregon, and the “out of pocket expense” for Michigan. Does that sound wrong?</p>
<p>I don’t know where the NMFs all go (lol), but if it’s Tulsa U, then I have some idea of the kind of students there. At OU, it’s not that the environment is hostile to liberals, just not the most comfortable for gays. I might find that it’s the same everywhere and regret my decision to go OOS, but I hope not :).</p>
<p>^^^</p>
<p>Sorry that I added the word “full” 
I guess I’m just used to hearing that with that phrase. But the meaning is the same. :)</p>
<p>UOklahoma has a LOT of NMFs…I think they have the most of any public college in the nation.</p>
<p>Yes, those OOS costs are wrong…</p>
<p>**Here are some figures… Remember, these are current prices. Next Fall and following years will be higher! ** </p>
<p>COA per year for OOS students , State University
$25,787, U MINNESOTA
$31,872, VIRGINIA TECH
$34,812, U IOWA
$35,029, U WISCONSIN
$36,210, OHIO STATE
$35,311, U N CAROLINA
$40,086, U GEORGIA
$36,977, RUTGERS
$34,696, TEXAS A&M
$34,922, U DELAWARE
$36,094, U FLORIDA
$32,752, U PITTSBURGH
$37,416, U MARYLAND
$36,985, U WASHINGTON
$37,548, CLEMSON
$36,848, PURDUE
$39,146, U CONNECTICUT
$38,120, GEORGIA TECH
$40,130, U ILLINOIS
$39,510, PENN STATE
$37,644, INDIANA U
$38,566, MICHIGAN ST
$48,041, UC IRVINE
$49,193, UCLA
$50,306, UC BERKELEY
$38,974, WILLIAM & MARY
$43,742, U TEXAS
$49,926, UC S BARBARA
$46,699, UC SAN DIEGO
$48,049, UC DAVIS
$39,483, UC S CRUZ
$42,570, U VIRGINIA
**$47,188, U MICHIGAN **</p>
<p>Oregon (from their website) about $36k</p>
<p>What’s your source? That’s a pretty big difference. Maybe CP factors in tuition breaks or something based on my profile, or maybe it just hasn’t been updated in five years. X_X;</p>
<p>I doubt that CP factors any of your info, since transfer students rarely get any tuition breaks or scholarships. </p>
<p>My source is from CC. There’s some person who tracks all these details and posts them…</p>
<p>Here’s the post. <a href=“http://talk.collegeconfidential.com/college-search-selection/793989-college-comparison-ixx-tuition-fees.html[/url]”>http://talk.collegeconfidential.com/college-search-selection/793989-college-comparison-ixx-tuition-fees.html</a>
Scroll down to the second part of Post #9.</p>
<p>So, anyway…</p>
<p>Are there no “in-state” schools that you can go to that you would feel comfortable at?</p>
<p>If not, then you need to seek the best but more economical way to get your undergrad degree, since you’ll likely be racking up major debt for med school (likely $200k or more - since prices keep going up).</p>
<p>Man, that sucks… It’s depressing to feel so trapped. They don’t offer scholarships to transfer students? It sucks that I’ve gotten so much recognition for my academic achievement and volunteer hours (handful of interviews, including the local news and the Washington Times), yet I’m no better off for it. But I’m just complaining…</p>
<p>OU is supposed to be the most liberal (and gay-friendly) in-state school, and that isn’t saying much. In any case, I was hoping to get far away from Oklahoma. This is a dilemma…</p>
<p>Only very few schools offer money to transfer students and usually those are very small - like $500.</p>
<p>The reason is this. The schools that offer big merit use them as recruitment for incoming freshmen. Schools report the avg stats of their freshmen class, so schools have an incentive to make sure that each incoming class has the highests stats possible. Schools don’t get any “brownie points” for bringing in a strong student at junior year. </p>
<p>Since you’ll be facing big debt for med school, I advise you to go in-state. It’s only 2 years, then you can go wherever you want for med school. </p>
<p>You say that OU is “supposed to be” gay friendly. Well, if you don’t think that you’d be bothered or harassed, then what is your main concern? </p>
<p>Don’t forget that you’ll be going as a junior. Your classes won’t be like they were at a CC. This will be really serious stuff. You’ll be very busy with academics and preparing for your MCATS. Do you fear being harassed? I can’t imagine people in pre-med doing that to you. These should be mature goal-oriented people, who will be too busy with their own stuff to be thinking about anyone else’s life.</p>
<p>Another problem is this…if you borrow $80k -$100k for undergrad (and you’ll need a co-signer - will your parents do that??), you might be limiting how much you can borrow for med school. Isn’t it better that you go to the med school that you want? </p>
<p>Yes, it’s a dilemma. But, the short-term staying in Oklahoma will likely make it easier for you in the long run for loans for med school. :)</p>