<p>SO I have a low EFC, and Brown gave me a $2500 student contribution and $2500 parent contribution. No loans.</p>
<p>That said, how much will I and my parents have to pay Brown directly for costs (or basically, are we billed this amount)? Or all these contributions supposed to go towards like travel, books, or supplies?</p>
<p>Thanks</p>
<p>You and your family* will be billed this amount. It is likely that you and your family will be expected to pay about half of that amount for first semester, then the remainder for the second semester. </p>
<p>*Brown doesn’t care where the money comes from. Maybe you come up with 3k, and your parents come up with 2k or vice versa. In short it doesn’t matter as long as Brown is paid 5k.</p>
<p>Really? None of the student or perent contribution goes to expenses like travel or books?</p>
<p>What are Browns billable costs? These would include tuition, fees, room, board, and maybe health insurance. If your financial aid from Brown covers those costs, you will not owe,them any additional money. Why don’t you call Brown and ask?</p>
<p>Sometimes the aid covers the university billable costs…and the parent/ student contributions are for your personal expenses, books, transportation to school…etc.</p>
<p>Without knowing Browns billable costs and YOUR aid, it is hard to say how much you will have to pay them directly.</p>
<p>Cost of Attendance Expense Amount
Tuition and Fees </p>
<p>$43,758.00
Room and Board </p>
<p>$11,258.00
Books and Supplies </p>
<p>$1,360.00
Personal </p>
<p>$1,764.00
Travel Allowance </p>
<p>$800.00
Total: </p>
<p>$58,940.00</p>
<p>Family Contribution Student Contribution </p>
<p>$2,500.00
Parent Contribution </p>
<p>$2,530.00
Family Contribution </p>
<p>$5,030.00</p>
<p>Financial Aid Award Fund Fall 2012 Spring 2013 Total
Federal Work Study </p>
<p>$1,325.00</p>
<p>$1,325.00</p>
<p>$2,650.00</p>
<p>Federal Pell Grant </p>
<p>$1,800.00</p>
<p>$1,800.00</p>
<p>$3,600.00</p>
<p>Brown University Scholarship </p>
<p>$23,830.00</p>
<p>$23,830.00</p>
<p>$47,660.00
Total: </p>
<p>$53,910.00</p>
<p>Brown Award and Outside Resources Total </p>
<p>$53,910.00</p>
<p>Does that help?</p>
<p>Your family’s responsibility is $5k. That’s about the cost of personal expenses, books, and travel. It doesn’t look like your family will be actually paying Brown much at all. Brown’s FA will go towards costs, and if there’s a small balance leftover, your family will pay that.</p>
<p>Total costs paid directly to Brown
Tuition/fees ($43,758.00) + Room & Board ($11,258.00) = $55,016</p>
<p>“Free Money”= Brown Scholarship ($47,660.00)+ Pell Grant ($3,600.00) = $51,260</p>
<p>Billed costs = 55,016 - (free $) 51,260 = $3,756 you will have to pay to Brown. This wll probably be paid 1/2 each semester.</p>
<p>You will cover travel/books/personal expenses yourself. You can get a job on campus (work study) that you earn and are paid as you earn it (like a regular job)</p>
<p>You can also borrow up to $5,500 in direct (federal) loans. Some of which will be subsidized.</p>
<p>Congratulations! One for your admittance and two for a great affordable opportunity.</p>
<p>Is work study money for pocket money or money paid directly to Brown???</p>
<p>Work study money is money you earn & will be paid to you when you find a work study job.
So pocket/books/personal expenses money.</p>
<p>Congratulations on the Brown Scholarship!! :)</p>
<p>^Thanks. I love Brown and their financial aid. SOO generous, it’s unbelievable. </p>
<p>However, I firmly believe that top schools give out an amazing amount of aid. My sister–full ride to Stanford. Brother at Cornell–VERY similar financial aid to mine. Sister at USC–only one with loans :(</p>
<p>IT proves my point that top schools can afford to give out lots of money to people with <80k income.</p>
<p>I agree. I’m luckily funded by the gates millennium scholarship so I didn’t have to pay for either my undergrad at UCLA or the masters im going to start this fall at NYU. I must say though: NYU’s financial aid sucked 
I would not be going if it wasn’t for the gates.</p>
<p>
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<p>You will need to find a work study job at Brown. Note…YOU will need to do that. They will not find one for you. Once you start working, you will get a paycheck per their pay policies. The money goes to you. If you have outstanding bills to Brown, you would likely consider sending it to the school. Some schools DO allow WS income to be sent directly to the student bursar account IF the student requests this. I don’t know if Brown does that…or not…or if you need to do so.</p>
<p>Back in the day (late 1970’s) there were lots of work-study jobs available in the cafeterias. I expect that this is still true. Check with the student employment office (or whatever they’re calling it these days).</p>
<p>And congratulations on Brown! It’s a great school.</p>
<p>My son recently graduated from Brown (now at Brown Med) and we found the financial aid dept accessible, responsive, helpful and generous throughout his undergrad years. Same experience so far with Brown Med FA dept. My son worked during his undergrad years in the cafeteria, in a lab and as an RA or whatever they call it. I think at one point he tried for a library job but those jobs went quickly. </p>
<p>My advice is to look and maybe apply before reaching campus, although some jobs want you to have your schedule completed. At Brown, the first 2 weeks (I think) are shopping period so many students are trying out classes and don’t have their schedules set. BUT if you’re applying for a weekend or evening job, your schedule won’t matter and you can get a headstart on applying.</p>
<p>You will need some or all of these items when filling out the paperwork for employment so bring them to campus: your social security card/number, passport or official birth certificate, driver’s license. Maybe call ahead to see what you’ll need. My daughter had a problem with her official birth certificate (it didn’t have a special # on it so she needed to show her passport). </p>
<p>While all income is taxable (above a certain limit), work study $ doesn’t impact your FA whereas non work study $ can (if above the limit, it can reduce FA). So look for w/s jobs first.</p>
<p>You can find jobs online. Try this link <a href=“https://studentemployment.brown.edu/JobX_FindAJob.aspx[/url]”>https://studentemployment.brown.edu/JobX_FindAJob.aspx</a></p>
<p>Let me warn you that your Financial Aid grants (Fed and Brown) exceed your Tuition and mandatory fees. That amount in addition to any local scholarship $ will be considered taxable income at tax time in April. Spring '12 income, summer '12 income and fall '12 work study income will also be considered taxable income. Looks like you MIGHT owe taxes come April '13 so be prepared.</p>
<p>^Jerzgrlmom is right - you may want to set aside a small amount for taxes in April, or discuss with your parents. I had a full merit scholarship in college and I had to pay taxes on my room and board scholarship. I think room and board back then was about $11,000 my first year and I paid $300 in taxes; it went up my second year and I paid about $500 in taxes. Your work-study income will likely already have any eligible taxes removed before you get the check, but your scholarship won’t.</p>
<p>I also just want to let you know that not all work-study jobs are on-campus. You can get work-study jobs in community organizations around Providence, too. For example, here in NYC there are a number of work-study jobs that you can get working for the city government in various positions. Much more interesting than slinging food in a cafeteria :D</p>
<p>Congratulations – that’s a great aid package. You might want to find out when you must pay Brown for the contribution towards your family’s EFC that is NOT for books, etc. If that, plus what you’ll need for books and travel is going to be not quite doable for you and your family, you might consider taking a small Stafford loan ($1-2K) for fall semester just to get started until you find a work study position and start getting paid. Consider saving any cash you earn (or your family contributes) this summer to pay for a computer, your fall textbooks, your travel $, two months of spending money, and putting $500 or so in the bank as an emergency fund. Unless Brown has some different policies than most other schools, money taken in a Stafford loan will not be disbursed to you in time to buy your books or handle the other at-the-beginning-of-college expenses. Even if you get a work-study job right away, you might not get paid for several weeks, and it is not at all uncommon for the first paycheck to be not quite right, or late. Good luck!!</p>