<p>For me:
Undergrad: 0 (unless something drastic happens in the next year [and in this economy, who knows?]... in extreme cases, it will be a max of $8,000)</p>
<p>Grad school: Depends if and where I get in and if I get any sort of funding</p>
<p>My parents were amazing to me in UG, so $0 with scholarships...which also means I'll be relying completely on funding for grad school, though!</p>
<p>...But I expect to take out $0 for my doctoral tuition (Ph.D., Clinical Psychology), although living expenses may cost up to $20k beyond what my stipend (plus tuition remission) will pay. I may go into medical psychology post-licensure, which would cost around $15-20k for the 2-year post-doctoral M.S. in Psychopharmacology (plus the 1-year/400-hour/100-patient residency)</p>
<p>apumic, are your parents really paying you a stipend after college graduation???</p>
<p>stipends for doctorate studies are paid by the schools.</p>
<p>haha. yes, stipends are paid by the school. lol... my parents paid for most of my undergraduate education at a private institution that wasn't covered by scholarship, but the top doctoral programs in clinical psychology are funded so if you can get into one, you're likely to come out with minimal debt (the average for funded students, as I recall, is around $30k nationally; if you go to an unfunded program, you'll accrue debt similar to med school)</p>
<p>A typical program might offer tuition remission (so a value of around $5-15k/yr for most state programs) plus an additional $5-20k/yr as a stipend. Usually the debt that is accrued is due to the stipend being below the cost of living for the student (esp. if s/he has family to support as well)</p>
<p>apumic, where are you applying? Any interview invites yet? And just out of random curiosity, how much was APU after scholarships?</p>
<p>undergrad: will make about 15k
grad: med school is gonna be costly</p>
<p>Huh, I had no idea such a thing existed. I thought your parents were just throwing money at you, haha.</p>
<p>What's usually the protocal? Does it only apply if you go to the grad school you went for undergrad, or can a student get a stipend wherever he/she chooses to study?</p>
<p>Usually the school chooses the stipend. You see more generous packages with fellowships, they frequently include living stipends up to 30k and paid or partially paid tuition. Some graduate schools might offer packages like this or give out fellowships like this, but not every grad student gets paid to go to school.</p>
<p>undergrad is over 50k a year, so ill be 20-30k in debt. Not too bad, I plan to consolidate all my loans, and then consolidate all my government loans. Grad school, I want to go to a 1 year management program, so that will be another 40-50k. I guess that's the price I pay for going to my dream school, and it is well worth it.</p>
<p>Most Ph.D. programs are funded if they're at a state university or well-funded private one and some schools actually will not accept their own applicants. Regardless, it's usually poor form to go to the same school for grad school as undergrad b/c the diversity of faculty at different schools is valuable in terms of your education as well as your connections later on.</p>
<p>As far as APU... after my $8,500/yr in scholarships, it was still about $22k/yr (when all was said and done w/ room, board, tuition, etc.), so, yeah... not cheap! But the experience was worth it in terms of opportunities with professors as well as student leadership opportunities, student life, and the school's community, classes, etc.</p>
<p>I'm applying to a bunch... Loyola-Chicago, Bowling Green State U, Wayne State U, Texas Tech U, Fairleigh Dickinson U, Louisiana State U, Wichita State U, among others</p>
<p>The common thread between all those programs is that they have faculty involved in research and practice with at-risk youth in preventative treatment programs and/or have both strong child/adolescent psychology and community psychology components. Additionally, they are all funded programs, so if I get in anywhere, my education will be paid for. (If not, I can wait a year and brush up on my biology/chemistry/human anatomy & physiology knowledge at the community college while I work and do research to strengthen my application for the following year.)</p>
<p>As far as interview invites, I expect to get those within a couple of weeks; thanks for asking! Loyola was my only Dec. 1 application because I wanted to focus on the programs I was applying for and get the best application in I could. I had 3 more due Dec. 15, 3 after that on Jan. 2, and my final 4 applications are due Jan. 15. Schools usually invite around 10-25% of applicants for interviews that occur mid Jan.-late March and decisions must be made by April 1 so that applicants can respond by accepting or declining by the national deadline of April 15.</p>
<p>It looks like I'll be able to get through undergrad without accruing any debt!!!
Hopefully I'll find an employer to pay my way through graduate nursing school in exchange for a promise I'll work there for a while. Or get scholarships. Nursing students go through a lot, but we get a lot of financial help as well :)</p>
<p>around 15k for UG plus another 5k or so if i pursue study abroad next summer. plus however much grad school is gunna cost, which i dont even wanna think about :(</p>
<p>after I graduate from my undergraduate studies, I will own debt of around 60,000 for private loans and 20,000 for federal stafford loan.</p>
<p>around 35K of stafford</p>
<p>It depends on the interest rate. Here in Canada there's no interest rate if you pay the loan within a year of graduation. Basically, you're getting "interest-free" money that can be invested. </p>
<p>I would defnitely borrow money here in Canada.</p>
<p>Undergrad: Nil (yay state universities that give scholarships)
Graduate: Depends on what kind of assistantships/fellowships I get.</p>